The story of this market
The typical home in Kenton County, Kentucky sells for about $300,000, or $198 per square foot.
Prices are up +5.3% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. Over the long run, values in this county have grown 125% since 2000. Last year 30 of 43 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,442 a month.
HUD sets the fair market rent for a 2-bedroom at $1,442 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+2.5%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.4%). Worst: 2011 (-3.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,897
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+2.5%
2025 change
FHFA repeat-sales index, median of 43 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
30
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $46,802,902.
Mortgage activity
Home lending in this county
78%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 9373 | 5246 | 78% | 7.4% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kenton County, Kentucky
Kenton County's housing market shows steady appreciation with a 5.3% year-over-year increase in median sale prices. Demand remains resilient as homes sell faster than the previous year, supported by a competitive sale-to-list ratio.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 19 cities · 10 ZIP reports
Median prices moved down 0.6% year over year.
Homes spend a median of 33 days on market with 0.2 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 7.79% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 10 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 17
researched Sep 17
| 41011 | Covington | $327,400 | $185 | +2.5% | 39 | 98.5% | 15% | 3.2 | 154 | $1,088 | researched Sep 17 |
| 41012 | Covington | $269,900 | $158 | -30.6% | 54 | 98.2% | 12.4% | 4.2 | 956 | $1,397 | researched Sep 17 |
| 41014 | Covington | $246,000 | $191 | +5.1% | 16 | 100% | 17% | 1.1 | 186 | $1,040 | researched Sep 17 |
| 41015 | Covington | $230,000 | $172 | +12.2% | 21 | 98.5% | 6% | 1.6 | 84 | $934 | researched Sep 17 |
| 41016 | Covington | $275,000 | $208 | +22.1% | 56 | 98.5% | 12.9% | 1.2 | 31 | $1,138 | researched Sep 21 |
| 41017 | Edgewood | $330,000 | $204 | 0% | 33 | — | — | — | 35 | $1,064 | researched Sep 21 |
| 41018 | Erlanger | $255,000 | $168 | +2% | 28 | 99.2% | 22% | 2.4 | 145 | $1,027 | researched Sep 21 |
| 41051 | Independence | $398,000 | $185 | +2.8% | 35 | 99.2% | 18% | 2.1 | 142 | $1,291 | researched Sep 21 |
| 41063 | Morning View | $394,839 | $185 | +0.7% | 21 | 98.5% | 17% | 2.1 | 4,193 | $817 | researched Sep 17 |
| 41094 | Walton | $275,500 | $180 | +0.4% | 37 | 98.5% | 17% | 4.2 | 4,193 | $1,351 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
- Kings Island4.629.3 mi
- Jungle Jim's International Market4.724.2 mi
- Great Wolf Lodge | Mason4.229.8 mi
- Dave & Buster's Springdale - Cincinnati4.221.9 mi
- Scene75 Entertainment Center | Cincinnati4.521.7 mi
- Great American Ball Park4.78.3 mi
- TQL Stadium4.78.9 mi
- Paycor Stadium4.48 mi
- Riverbend Music Center4.59 mi
- Spooky Nook Sports Champion Mill4.229.2 mi
- Cincinnati Zoo & Botanical Garden4.611.3 mi
- Newport Aquarium4.68.3 mi
- Creation Museum4.613.6 mi
- Findlay Market4.79.2 mi
- Cincinnati Museum Center4.78.7 mi
- Ark Encounter4.724.7 mi
- Creation Museum4.613.6 mi
- Noah's Ark Replica4.825.2 mi
- Cincinnati Museum Center4.78.7 mi
- Cincinnati Art Museum4.89.6 mi
- Cincinnati Zoo & Botanical Garden4.611.3 mi
- Ault Park4.813.2 mi
- Krohn Conservatory4.79.7 mi
- Smale Riverfront Park4.88.1 mi
- Washington Park4.78.8 mi
- Four Seasons Marina4.510.3 mi
- Riverside Marina Bar and Grill4.410.6 mi
- The Marina at Manhattan Harbour4.210.6 mi
- Morningstar Marinas4.610.3 mi
- Aston Oaks Golf Club4.514.4 mi
- Reeves Golf Course4.112.1 mi
- Pebble Creek Golf Course, Restaurant & Event Center4.318.5 mi
- Legendary Run Golf Course416 mi
- The Golf Courses Of Kenton County3.91.6 mi
- Kenwood Towne Centre4.418 mi
- Findlay Market4.79.2 mi
- Florence Mall44.7 mi
- EastGate Mall3.817.3 mi
- Newport on the Levee4.58.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.