LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 41011 sells for about $327,400, or $185 per square foot.

Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 39 days to sell. HUD's fair market rent for a two-bedroom is $1,088 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 41011 — Covington

Kenton County →Cincinnati marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The 41011 housing market is showing resilience, driven by its strategic location near the Cincinnati urban core and significant riverfront redevelopment. While inventory remains tight, the area is attracting interest from both families and investors, leading to steady year-over-year price appreciation. The ongoing infrastructure and mixed-use projects are expected to sustain demand in the near term.

Who this ZIP fits

This ZIP code is well-suited for young professionals and commuters who value urban walkability and proximity to Cincinnati's job market. It also attracts investors interested in the ongoing revitalization of historic neighborhoods and riverfront development.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 18.2 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$327,400
+2.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
39 days
Active listings
154
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
63
Growth/100

Median prices moved up 2.5% year over year.

76
Liquidity/100

Homes spend a median of 39 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

75
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 15.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$105,000$210,000$315,000$420,000$525,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,000$2,000$3,000$4,000$5,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
26,981

ZCTA 41011, Kenton County KY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
7.4%
Foreign-born residents
2,007
Naturalized (of foreign-born)
20.7%
Non-citizens (of population)
5.9%
Entered 2010 or later (of foreign-born)
53.3%
World region of birth (foreign-born)
Americas
66.8%
Europe
14%
Asia
9.7%
Africa
9.6%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Covington area are generally higher than the national average, with property crime being the most frequently reported issue. Local law enforcement continues to focus on community-based policing to address these regional trends.

Schools & education

Schools serving the 41011 ZIP code are primarily part of the Covington Independent Public Schools district, which faces ongoing challenges with academic performance metrics compared to suburban districts in Kenton County.

Environmental & hazard

The area faces moderate flood risks, particularly for properties located in the low-lying zones near the Ohio River. Standard insurance coverage is generally available, though flood insurance is highly recommended for riverfront parcels.

Growth & development

The area is experiencing significant economic momentum driven by the Covington Central Riverfront redevelopment project, which aims to integrate new office, retail, and residential spaces. Major regional employers include healthcare systems and financial services firms based in nearby Cincinnati.

Taxation

Property taxes in this jurisdiction are assessed by Kenton County, with rates determined by a combination of state, county, city, and school district levies. Special assessments may apply for specific municipal services or infrastructure improvements.

Transportation & commute

Residents benefit from direct access to the Cincinnati employment core via the I-71/I-75 corridor and the Brent Spence Bridge. Public transit options are available through the TANK bus system, providing connectivity to downtown Cincinnati.

Recreation & amenities

The area features access to the Licking and Ohio River waterfronts, Devou Park with its extensive trail network, and the historic Main Strasse Village for dining and shopping. Several local golf courses and community sports facilities are located within a short drive.

Rental market

The rental market is characterized by high demand due to the area's proximity to downtown Cincinnati and ongoing urban renewal. Vacancy rates remain low, and there is a notable presence of both long-term residential rentals and short-term vacation units.

Economy & employers

The local economy is anchored by professional services, healthcare, and the hospitality industry. It benefits significantly from its integration into the broader Cincinnati-Northern Kentucky economic region.

Transportation & infrastructure

The area is served by major highway corridors including I-71 and I-75, facilitating regional travel. Public transportation is provided by the Transit Authority of Northern Kentucky (TANK).

Development pipeline

Development is heavily focused on the riverfront corridor, with several approved projects aimed at increasing density and modernizing infrastructure. Zoning in parts of the ZIP has been updated to encourage mixed-use growth.

County appraisal district

The Kenton County Property Valuation Administrator (PVA) conducts annual assessments to ensure property values reflect current market conditions.

Special districts

Parcels in this ZIP are subject to various special districts, including those for school funding, fire protection, and municipal utility services.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard profiles, including flood risk near the river and general urban fire risk. Market health is stable, though premiums have seen moderate increases.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 41011, Kenton County KY
Population
26,981
Median age
36.6 yrs
Owner-occupancy
48.2%
Median home value
$215,000
Median gross rent
$1,050
Median household income
$69,970
Median year built
1956
Vacancy rate
8.5%
Renter share
51.8%
Owner cost burden
22.5%
Renter cost burden
45.2%
Population change
+1.2%
Net migration
150
Work-from-home share
18.5%
Mean commute
19.4 min
Bachelor's or higher
32.2%
Unemployment
5%
Poverty rate
15.9%
Avg household size
2.35
White
78.5%
Black or African American
12.1%
Hispanic or Latino
4.5%
Other
4.9%

Data retrieved from Census Reporter and data.census.gov profiles for ZCTA 41011.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Covington Independent Public SchoolsDistrictN/ACovington IndependentServes the majority of the ZIP code.
School districts
Covington Independent School DistrictN/APrimary district serving the city of Covington.
Utilities & services
InternetCincinnati Bell / SpectrumBroadband and fiber services widely available.
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
Water/SewerSanitation District No. 1Regional utility provider.
Major employers & industries
St. Elizabeth HealthcareHealthcareMajor regional employer.
Fidelity InvestmentsFinancial ServicesSignificant regional presence.
Major amenities · ZIP 41011
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Shopping & dining districts
7 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Devou Park
Park

Large regional park offering hiking trails, golf, and panoramic views of the Cincinnati skyline.

Main Strasse Village
Shopping/Dining District

Historic district known for its German heritage, restaurants, and boutique shops.

Covington Riverfront
Waterfront

Public access area along the Ohio River featuring walking paths and event spaces.

On the horizon · announced & under construction
Covington Central RiverfrontMixed-useUnder constructionMajor redevelopment project adding office, retail, and residential units to the riverfront area.
Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.