The story of this market
The typical home in ZIP 41012 sells for about $269,900, or $158 per square foot.
Prices are down 30.63% from a year ago, which gives buyers more room to negotiate. Homes take about 53.5 days to sell. HUD's fair market rent for a two-bedroom is $1,397 a month.
ZIP 41012 — Covington
The housing market in 41012 shows signs of stabilization after a period of price volatility. While sales volume has decreased compared to the previous year, demand remains steady due to the area's relative affordability within the Cincinnati metro. Buyers are increasingly selective, leading to a more balanced market environment.
This ZIP is well-suited for first-time homebuyers, renters, and investors looking for affordable entry points into the Cincinnati market. It appeals to those who prioritize proximity to the urban core over suburban space.
Median prices moved down 30.6% year over year.
Homes spend a median of 54 days on market with 4.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 14.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 41012, Hamilton County OH
Crime rates in the area are generally higher than the national average, with property crime being the primary concern. Local law enforcement continues to focus on community-based policing to address these trends.
Schools serving this ZIP are part of the Cincinnati Public Schools district, which offers a mix of magnet and neighborhood schools with varying performance ratings.
The area faces moderate risks related to urban flooding during heavy rainfall events. Property insurance premiums are stable but reflect regional exposure to wind and storm damage.
Economic momentum is driven by the broader Cincinnati metro area, with significant employment hubs in healthcare, manufacturing, and logistics. Infrastructure improvements are focused on urban revitalization and transit connectivity.
Property taxes are assessed by the county based on market value, with rates determined by local levies and school district requirements. Exemptions are available for owner-occupied primary residences and seniors.
Residents typically have a 20-30 minute commute to downtown Cincinnati via major highway corridors like I-75 and I-71. Public transit options are available through the local bus network.
The area features several local parks and community centers, with proximity to the Ohio River waterfront for outdoor activities. Shopping and dining options are concentrated in nearby commercial corridors.
The rental market is characterized by high demand and low vacancy rates, driven by the area's affordability relative to the broader metro. Investor interest remains steady, particularly for multi-family properties.
The economy is anchored by major employers in the healthcare and education sectors, with a growing presence in the tech and service industries. The area benefits from its strategic location within the Cincinnati metro.
The area is well-served by major highway arteries and a comprehensive public bus system, facilitating access to regional employment centers.
Development plans prioritize urban infill and the modernization of existing residential and commercial infrastructure.
The county appraisal district conducts regular assessments to ensure property values reflect current market conditions.
Parcels are subject to standard municipal and school district levies, with no major special assessment districts reported.
Property insurance remains available, with premiums influenced by regional weather patterns and property age.
Net domestic migration to the state remains positive, driven by affordability and job growth.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a residential property disclosure form detailing the condition of the home.
Data retrieved from data.census.gov using ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Jungle Jim's International Market4.717.5 mi
- Dave & Buster's Springdale - Cincinnati4.214.6 mi
- Scene75 Entertainment Center | Cincinnati4.515.3 mi
- Full Throttle Adrenaline Park - Cincinnati4.714.6 mi
- Nova Trampoline and Adventure Park4.36.6 mi
- Great American Ball Park4.71 mi
- TQL Stadium4.72 mi
- Paycor Stadium4.40.9 mi
- Riverbend Music Center4.55.3 mi
- Heritage Bank Center4.21 mi
- Cincinnati Zoo & Botanical Garden4.64.2 mi
- Newport Aquarium4.61 mi
- Findlay Market4.72.3 mi
- Cincinnati Museum Center4.72.4 mi
- Cincinnati Art Museum4.82.2 mi
- Creation Museum4.614.8 mi
- Cincinnati Museum Center4.72.4 mi
- Cincinnati Art Museum4.82.2 mi
- Loveland Castle Museum4.619 mi
- American Sign Museum4.84.5 mi
- Cincinnati Zoo & Botanical Garden4.64.2 mi
- Ault Park4.86.3 mi
- Krohn Conservatory4.72.4 mi
- Smale Riverfront Park4.80.8 mi
- Washington Park4.71.8 mi
- Four Seasons Marina4.54.6 mi
- Riverside Marina Bar and Grill4.43.8 mi
- The Marina at Manhattan Harbour4.23.4 mi
- Morningstar Marinas4.64.4 mi
- Reeves Golf Course4.15.7 mi
- Aston Oaks Golf Club4.512.6 mi
- Pebble Creek Golf Course, Restaurant & Event Center4.312.9 mi
- The Golf Courses Of Kenton County3.98.9 mi
- Blue Ash Golf Course4.312.3 mi
- Kenwood Towne Centre4.410.8 mi
- Findlay Market4.72.3 mi
- Florence Mall49.8 mi
- EastGate Mall3.812.4 mi
- Newport on the Levee4.51 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides green space and recreational facilities for residents.
Major hub for entertainment and retail within a short drive.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.