LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 41051 sells for about $398,000, or $185 per square foot.

Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $1,291 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 41051 — Independence

Kenton County →Cincinnati marketrefreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · cautiously optimistic

The housing market in 41051 is showing steady growth with rising home values and active buyer interest. While inventory remains tight, the area's appeal as a suburban hub for Cincinnati continues to drive demand and support price appreciation.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking suburban living with access to Cincinnati's job market, offering a balance of affordability and community amenities.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 78.1 km²Water area · 0.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$398,000
+2.8% year over year
Divergent · 17.2% from published 2025 series — validation case open, publishes pending verdict
Days on market
35 days
Active listings
142
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
99.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
78
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
64
Growth/100

Median prices moved up 2.8% year over year.

84
Liquidity/100

Homes spend a median of 35 days on market with 2.1 months of supply — a fast-moving market.

73
Momentum/100

18% of listings have cut prices · homes sell at 99.2% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 7.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$170,000$255,000$340,000$425,000$510,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,950$2,600$3,250$3,900$4,550

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
33,054

ZCTA 41051, Kenton County KY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.2%
Foreign-born residents
1,053
Naturalized (of foreign-born)
76%
Non-citizens (of population)
0.8%
Entered 2010 or later (of foreign-born)
22.7%
World region of birth (foreign-born)
Asia
55.9%
Americas
22.7%
Europe
16.6%
Africa
4.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Independence generally reports lower crime rates compared to the broader Cincinnati metropolitan area, with property crime being the primary concern. Local law enforcement maintains a community-focused approach to safety.

Schools & education

Schools serving the area are part of the Kenton County School District, which is generally well-regarded for its academic performance and extracurricular offerings.

Environmental & hazard

The area faces standard regional risks including severe thunderstorms and occasional high winds, with minimal flood risk outside of designated low-lying creek areas.

Growth & development

Independence is experiencing steady residential growth as a suburban bedroom community, with ongoing infrastructure improvements to support increased traffic and utility demand.

Taxation

Property taxes are assessed by Kenton County and the state of Kentucky, with rates determined by local school district levies and municipal service requirements.

Transportation & commute

Residents primarily commute by car to employment hubs in downtown Cincinnati and Northern Kentucky via the I-75 corridor, with average commute times reflecting suburban distance.

Recreation & amenities

The area features several local parks, including Memorial Park, and is within a short drive of regional shopping centers and golf courses in the Northern Kentucky area.

Rental market

The rental market is characterized by moderate demand and low vacancy rates, with a mix of single-family rentals and newer apartment complexes.

Economy & employers

The local economy is tied to the broader Cincinnati-Northern Kentucky region, with major employment sectors including healthcare, logistics, and professional services.

Transportation & infrastructure

Transportation is heavily reliant on the I-75 and I-275 highway network, with limited public transit options available for direct commuting.

Development pipeline

City planning focuses on managing suburban sprawl and improving road infrastructure to accommodate population growth.

County appraisal district

The Kenton County Property Valuation Administrator (PVA) conducts annual assessments to ensure property values reflect current market conditions.

Special districts

Parcels are subject to Kenton County school taxes and local municipal utility assessments.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low exposure to major natural disasters.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 41051, Kenton County KY
Population
33,054
Median age
36.1 yrs
Owner-occupancy
82%
Median home value
$241,600
Median gross rent
$1,250
Median household income
$100,169
Median year built
1999
Vacancy rate
2.9%
Renter share
18%
Owner cost burden
15%
Renter cost burden
35%
Population change
+1.2%
Net migration
0
Work-from-home share
12%
Mean commute
28.5 min
Bachelor's or higher
38%
Unemployment
4%
Poverty rate
7.4%
Avg household size
2.8
White
92%
Black
2%
Hispanic
3%
Other
3%

Data retrieved from US Census Bureau ZCTA 41051 profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Simon Kenton High SchoolHigh7/10Kenton County School DistrictPrimary high school serving the Independence area.
Summit View AcademyElementary/Middle6/10Kenton County School DistrictServes a large portion of the local student population.
School districts
Kenton County School DistrictB+Large district serving the majority of Northern Kentucky suburban areas.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
InternetSpectrum/Cincinnati BellBroadband and fiber options available.
Water/SewerSD1/City of IndependenceMunicipal and regional utility services.
Major employers & industries
Kenton County School DistrictEducationMajor local employer.
Regional Logistics HubsLogisticsSignificant regional employment base.
Major amenities · ZIP 41051
Theme, amusement & water parks
15 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
17 · 20 mi
Parks, trails & nature
18 · 13 mi
Lakes, marinas & beaches
5 · 20 mi
Shopping & dining districts
13 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Memorial Park
Park

Central community park with sports fields and walking trails.

Independence Towne Center
Shopping

Local retail and dining hub serving the immediate area.

On the horizon · announced & under construction
Independence Residential ExpansionResidentialUnder ConstructionOngoing development of new single-family housing phases.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.