LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 41015 sells for about $230,000, or $172 per square foot.

Prices are up +12.2% from a year ago, so sellers still have some momentum. Homes take about 21 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $934 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 41015 — Covington

Kenton County →Cincinnati marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The 41015 housing market is currently competitive, characterized by rising home values and a limited supply of inventory. While prices have seen double-digit year-over-year growth, the market remains accessible for family buyers compared to the broader national landscape. Steady demand and proximity to major employment hubs continue to drive market activity.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking a balance between suburban affordability and accessibility to the Cincinnati metropolitan area.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 66 km²Water area · 1.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$230,000
+12.2% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
21 days
Active listings
84
Listings with price cuts
6%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
88
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 12.2% year over year.

93
Liquidity/100

Homes spend a median of 21 days on market with 1.6 months of supply — a fast-moving market.

80
Momentum/100

6% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

79
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 17.1% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
20,823

ZCTA 41015, Kenton County KY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.9%
Foreign-born residents
404
Naturalized (of foreign-born)
54.7%
Non-citizens (of population)
0.9%
Entered 2010 or later (of foreign-born)
45.3%
World region of birth (foreign-born)
Asia
34.9%
Americas
32.2%
Africa
24.3%
Europe
8.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime trends in the Covington area are generally consistent with regional urban patterns, with localized variations in safety metrics across the diverse neighborhoods within the 41015 ZIP code.

Schools & education

Schools serving the 41015 area are primarily managed by the Kenton County School District, which generally maintains a stable reputation within the Northern Kentucky educational landscape.

Environmental & hazard

The area is subject to standard regional climate risks, including potential for localized flooding in low-lying areas near the Licking River and typical Midwestern wind events.

Growth & development

Economic momentum is driven by proximity to the Cincinnati employment core and ongoing residential development in the southern portions of Kenton County.

Taxation

Property taxes are assessed by Kenton County, with rates determined by a combination of state, county, city, and school district levies; exemptions are available for homesteads and seniors.

Transportation & commute

Residents typically commute via I-75 or I-275, providing direct access to downtown Cincinnati and the Northern Kentucky industrial corridor.

Recreation & amenities

The area features access to local parks, community centers, and proximity to the Licking River for outdoor activities, with suburban shopping centers located along the major arterial roads.

Rental market

The rental market is characterized by moderate demand and consistent occupancy rates, with a mix of single-family rentals and multi-family units catering to a diverse tenant base.

Economy & employers

The local economy is anchored by the broader Cincinnati-Northern Kentucky labor market, with significant employment in healthcare, logistics, and professional services.

Transportation & infrastructure

The area is served by major highway corridors including I-75 and I-275, facilitating regional transit, though public transit options are limited compared to the urban core.

Development pipeline

Development pipeline includes ongoing residential subdivisions and minor commercial expansions along the primary transit arteries.

County appraisal district

The Kenton County Property Valuation Administrator (PVA) conducts periodic assessments to ensure property values align with market conditions.

Special districts

Parcels are subject to various special districts, including school, fire, and library districts, which are reflected in the annual property tax bill.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard profiles, with standard coverage available for typical residential risks.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 41015, Kenton County KY
Population
20,823
Median age
38.9 yrs
Owner-occupancy
72%
Median home value
$230,000
Median gross rent
$1,350
Median household income
$65,683
Median year built
1956
Vacancy rate
5%
Renter share
28%
Owner cost burden
20%
Renter cost burden
35%
Population change
+0.5%
Net migration
0
Work-from-home share
15%
Mean commute
28 min
Bachelor's or higher
25%
Unemployment
3.2%
Poverty rate
17.1%
Avg household size
2.6
White
88%
Black or African American
3%
Hispanic or Latino
4%
Other
5%

Data retrieved from US Census Bureau and Data Commons.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Kenton County SchoolsDistrictBKenton County School DistrictPrevailing district serving the majority of the ZIP code.
School districts
Kenton County School DistrictBLarge district serving the suburban areas of Northern Kentucky.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
InternetSpectrum/Cincinnati BellMajor broadband providers.
Major employers & industries
St. Elizabeth HealthcareHealthcareMajor regional employer.
Amazon Air HubLogisticsSignificant regional economic driver.
Major amenities · ZIP 41015
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
17 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
9 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Kenton County Parks
Park

Provides extensive green space and recreational facilities for local residents.

Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.