The story of this market
The typical home in Shelby County, Ohio sells for about $239,000, or $103 per square foot.
Prices are up +7.8% from a year ago, so sellers still have some momentum. Homes take about 11 days to sell, which is fast. Over the long run, values in this county have grown 107% since 2000. Last year 8 of 10 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is lightning, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,076 a month.
HUD sets the fair market rent for a 2-bedroom at $1,076 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+7.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+12.2%). Worst: 2010 (-4.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,446
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+7.6%
2025 change
FHFA repeat-sales index, median of 10 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
65
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $17,527,993.
Mortgage activity
Home lending in this county
75.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1670 | 906 | 75.5% | 4.4% | $160,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Shelby County, Ohio
Shelby County's housing market exhibits steady growth with a year-over-year price increase of 7.8%. Demand remains consistent, supported by a low inventory environment and a healthy sale-to-list ratio of 98%.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 6 cities · 10 ZIP reports
Median prices moved up 14.8% year over year.
Homes spend a median of 25 days on market with 3.4 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 81.53% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 8.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 6 researched ZIP reports of 10 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Shelby County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 20
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 20
| 45302 | Anna | $353,000 | $167 | 0% | 62 | — | — | — | 27 | $1,107 | researched Sep 22 |
| 45306 | Botkins | $293,000 | $148 | +2.1% | 52 | 98.5% | 12% | 4.5 | 18 | $927 | researched Sep 22 |
| 45334 | Jackson Center | $214,500 | $173 | 0% | 53 | 100% | — | — | 34 | $630 | researched Sep 22 |
| 45340 | Maplewood | $202,500 | $115 | 0% | 53 | 98% | — | — | 12 | $1,150 | researched Sep 22 |
| 45345 | New Lebanon | $197,500 | $153 | -0.9% | 27 | 99.4% | 28% | 1.7 | 1,212 | $915 | researched Sep 20 |
| 45349 | North Hampton | $165,000 | $129 | +11.1% | 38 | 99.4% | 28% | 12 | 724 | $1,245 | researched Sep 22 |
| 45356 | Piqua | $184,900 | $126 | +10.1% | 51 | 98.5% | 22% | 2.5 | 113 | $921 | researched Sep 22 |
| 45363 | Russia | $251,048 | — | +9.5% | — | — | — | — | 19 | $953 | researched Sep 22 |
| 45365 | Sidney | $229,000 | $177 | +18.8% | 18 | 97.3% | — | 4.4 | 155 | $915 | researched Sep 22 |
| 45382 | West Manchester | $184,100 | $105 | 0% | 48 | — | — | — | 476 | $1,130 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Property taxes are administered by the Shelby County Auditor's office; rates are determined by local levies and state-mandated assessment cycles.
The county economy is supported by a mix of manufacturing and agricultural sectors.
The county is served by major regional highway corridors facilitating local and inter-county transit.
The Shelby County Auditor maintains property records and oversees the assessment regime for tax purposes.
- Ohio Caverns4.829.4 mi
- Troy Aquatic Park4.322.4 mi
- Escape Wapak4.914.8 mi
- Eldora Speedway4.821.7 mi
- Hobart Arena4.522.4 mi
- Allen County Fairgrounds4.426.4 mi
- Darke County Fairgrounds4.529 mi
- Mercer County Fairgrounds4.622.5 mi
- Armstrong Air & Space Museum4.713.8 mi
- Lake Loramie State Park4.66.9 mi
- Kiser Lake State Park4.517.5 mi
- Maria Stein Shrine of the Holy Relics4.813.4 mi
- Cinemark Miami Valley4.315.4 mi
- Ohio Caverns4.829.4 mi
- Armstrong Air & Space Museum4.713.8 mi
- Maria Stein Shrine of the Holy Relics4.813.4 mi
- Airstream, Inc. HQ - Travel Trailer Plant and Heritage Center4.79.9 mi
- Piatt Castle Mac-A-Cheek4.327.6 mi
- Lake Loramie State Park4.66.9 mi
- Kiser Lake State Park4.517.5 mi
- Tawawa Park4.77.4 mi
- Grand Lake St. Marys State Park4.416.4 mi
- Stillwater Prairie Reserve4.716.6 mi
- Moundwood Boat Ramp4.520.8 mi
- Blackhawk Marina4.418.9 mi
- Gene's Marine Bait & Tackle4.320.1 mi
- Lakeshore Marina4.918.6 mi
- Kiser Lake Marina4.419.1 mi
- Echo Hills Golf Club4.214.3 mi
- Shelby Oaks Golf Club4.55.4 mi
- Stillwater Valley Golf Club4.318 mi
- Northmoor Golf Course4.118.3 mi
- Kohl's4.315.4 mi
- Chesrown Ford of Sidney4.76 mi
- Dollar General3.619 mi
- Piqua Center3.515.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts and ACS tables.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.