LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 95352 sells for about $475,008, or $300 per square foot.

Prices are roughly flat from a year ago (-0.3%), a market in balance. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,809 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 95352 — Modesto

Stanislaus County →Modesto marketrefreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The Modesto housing market is currently experiencing a period of stabilization with modest year-over-year price adjustments. Inventory levels and days on market suggest a balanced environment for buyers and sellers, driven by regional economic demand and steady population growth.

Who this ZIP fits

This area is well-suited for family buyers and commuters seeking a balance between regional affordability and access to Central Valley employment hubs.

Parent geography
Median sale price
$475,008
-0.3% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
42 days
Active listings
793
Listings with price cuts
6%
share of active listings
Sale-to-list ratio
99%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
49
Growth/100

Median prices moved down 0.3% year over year.

79
Liquidity/100

Homes spend a median of 42 days on market with 2.5 months of supply — a fast-moving market.

82
Momentum/100

6% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.

75
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.0% · poverty 13.3% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
219,215

ZCTA 95352, Stanislaus County, CA

Area context
Growth & development

Modesto serves as a regional hub with a diverse economy; development momentum is focused on residential and commercial expansion to support a growing population.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Residents typically commute via highway corridors toward employment centers in the Central Valley and the Bay Area.

Recreation & amenities

The area features local parks, community centers, and proximity to regional shopping districts and outdoor recreation in the Central Valley.

Rental market

The rental market shows continued demand with rising rents, signaling potential opportunities for investors despite vacancy pressures.

Economy & employers

The economy is anchored by agriculture, healthcare, and logistics, with major employers including local government and regional medical centers.

Transportation & infrastructure

The area is served by major highway corridors and regional transit infrastructure connecting to the broader Central Valley.

Development pipeline

Development pipeline includes ongoing residential and mixed-use projects aimed at supporting regional growth.

County appraisal district

The Stanislaus County Assessor manages property valuations in accordance with state law and Proposition 13 guidelines.

Special districts

Parcels are subject to various special districts including school, utility, and flood control districts typical of the region.

Insurance & hazard market

Property insurance posture is influenced by regional hazard exposure, with premiums reflecting broader California market trends.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 95352, Stanislaus County, CA
Population
219,215
Median age
35.1 yrs
Owner-occupancy
55%
Median home value
$442,700
Median gross rent
$1,690
Median household income
$79,891
Median year built
1985
Vacancy rate
5%
Renter share
45%
Owner cost burden
25%
Renter cost burden
45%
Population change
+0.5%
Work-from-home share
15%
Mean commute
28 min
Bachelor's or higher
22%
Unemployment
6%
Poverty rate
13.3%
Avg household size
3
White
50%
Hispanic
40%
Other
10%

Data retrieved from ACS 2020-2024 estimates for Modesto city/ZCTA.

School districts
Modesto City SchoolsNot RatedPrimary district serving the city of Modesto.
Utilities & services
ElectricModesto Irrigation DistrictLocal public utility provider.
Major employers & industries
Stanislaus CountyGovernmentMajor regional employer.
Major amenities · ZIP 95352
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
8 · 20 mi
Parks, trails & nature
19 · 13 mi
Shopping & dining districts
8 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Modesto Municipal Golf Course
Golf Course

Public golf facility serving the local community.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.