LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 95319 sells for about $447,153, or $285 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 95319 — Empire

Stanislaus County →Modesto marketrefreshed Sep 25, 2026next refresh Oct 25, 2026
Market mood · cautiously optimistic

The 95319 housing market remains stable with modest price appreciation driven by limited inventory and steady demand from local workers. While affordability remains a challenge, the area continues to attract buyers priced out of more expensive California markets. Market conditions are expected to remain balanced in the near term.

Who this ZIP fits

This ZIP is well-suited for families and workers seeking more affordable housing options compared to the coastal Bay Area. It appeals to those employed in the local agricultural, logistics, and service industries who prioritize proximity to Modesto.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 6.5 km²Water area · 0.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$447,153
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
42 days
Active listings
20
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

75
Liquidity/100

Homes spend a median of 42 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

71
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 14.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,600$2,400$3,200$4,000$4,800

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
4,120

ZCTA 95319, Stanislaus County CA

Area context
Crime & safety

Crime rates in the Empire area are generally consistent with broader Stanislaus County trends, with property crime being the primary concern. Residents often report moderate safety levels compared to more urbanized sections of Modesto.

Schools & education

Schools serving the 95319 area are primarily part of the Modesto City Schools and Empire Union School District, generally receiving average performance ratings. Educational outcomes are typical for the Central Valley region.

Environmental & hazard

The area is located in a low-to-moderate flood risk zone, though proximity to the Tuolumne River requires awareness of local flood plain management. Wildfire risk is considered low, though regional air quality can be impacted by seasonal smoke.

Growth & development

Economic momentum is driven by the agricultural sector and logistics hubs in the surrounding Stanislaus County. Infrastructure development is focused on regional highway connectivity to the broader Central Valley employment centers.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Commuters primarily rely on Highway 132 and nearby Highway 99 for access to Modesto and the broader San Joaquin Valley employment hubs. Public transit options are limited, making personal vehicle ownership essential for most residents.

Recreation & amenities

The area offers access to local community parks and is within a short drive of the Tuolumne River regional park system. Shopping and dining options are concentrated in nearby Modesto, providing standard suburban amenities.

Rental market

The rental market is characterized by steady demand from local agricultural and service-sector workers. Vacancy rates remain low, and rent growth has tracked with regional inflation trends.

Economy & employers

The economy is anchored by agriculture, food processing, and logistics, with major employers located in the greater Modesto area. The region serves as a key hub for Central Valley distribution.

Transportation & infrastructure

Transportation is dominated by private vehicle use, with Highway 99 serving as the primary north-south artery. Local bus services provide limited connectivity to downtown Modesto.

Development pipeline

Development is focused on residential infill and regional infrastructure improvements to support the growing population of Stanislaus County.

County appraisal district

The Stanislaus County Assessor maintains property valuations based on annual market assessments and Proposition 13 guidelines.

Special districts

Parcels are subject to various special districts including school, community college, and flood control districts managed by Stanislaus County.

Insurance & hazard market

Property insurance premiums are rising due to regional wildfire risk and general inflationary pressures on construction costs.

Migration & population flows

Stanislaus County continues to see net positive domestic migration as residents move from higher-cost coastal areas.

Foreclosure doctrine

California operates as a non-judicial foreclosure state, with a standard notice of default and trustee sale process.

Disclosure doctrine

Sellers are required to provide a comprehensive Transfer Disclosure Statement covering known material defects.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 95319, Stanislaus County CA
Population
4,120
Median age
34.2 yrs
Owner-occupancy
58.4%
Median home value
$447,153
Median gross rent
$1,850
Median household income
$58,400
Median year built
1988
Vacancy rate
4.2%
Renter share
41.6%
Owner cost burden
28.5%
Renter cost burden
45.2%
Population change
+0.8%
Net migration
120
Work-from-home share
8.5%
Mean commute
32.4 min
Bachelor's or higher
12.4%
Unemployment
6.8%
Poverty rate
14.2%
Avg household size
3.1
White
42.1%
Hispanic
48.5%
Black
1.2%
Asian
3.5%
Other
4.7%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Empire ElementaryElementary4/10Empire UnionServes the core of the Empire community.
Glick Middle SchoolMiddle4/10Empire UnionPrimary middle school for the area.
School districts
Empire Union School DistrictAverageServes the local elementary and middle school population.
Modesto City SchoolsAverageProvides high school education for the area.
Utilities & services
ElectricModesto Irrigation DistrictPrimary provider for the area.
Natural GasPG&EStandard regional provider.
InternetAT&T/ComcastBroadband availability varies by street.
Major employers & industries
E. & J. Gallo WineryAgriculture/ManufacturingMajor regional employer.
Stanislaus County GovernmentPublic SectorSignificant local employer.
Major amenities · ZIP 95319
Theme, amusement & water parks
10 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
10 · 20 mi
Parks, trails & nature
18 · 13 mi
Shopping & dining districts
7 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Empire Community Park
Park

Local green space serving the immediate community.

Tuolumne River Regional Park
Park/Nature

Extensive trail and river access located nearby.

On the horizon · announced & under construction
Highway 132 West ExpresswayInfrastructureUnder ConstructionMajor regional project to improve traffic flow and connectivity.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.