LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 37186 sells for about $320,000, or $185 per square foot.

Prices are down 3.1% from a year ago, which gives buyers more room to negotiate. Homes take about 69 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $988 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 37186 — Westmoreland

Sumner County →Macon County →spans 2 countiesrefreshed Sep 30, 20262 cycles retainednext refresh Oct 30, 2026
Market mood · cautiously optimistic

The 37186 housing market is currently experiencing a period of price stabilization following recent volatility. While demand remains steady, the market is sensitive to interest rate fluctuations and affordability constraints, leading to a cautious outlook for both buyers and investors.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking more affordable housing options compared to the Nashville core, though it requires a tolerance for longer drive times.

Parent geography
Westmoreland · no city intel reportSumner County →Tennessee state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 279.4 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$320,000
-3.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
69 days
Active listings
106
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
35
Growth/100

Median prices moved down 3.1% year over year.

53
Liquidity/100

Homes spend a median of 69 days on market with 4.8 months of supply — a balanced-paced market.

72
Momentum/100

15% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

82
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 15.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,100$1,650$2,200$2,750$3,300

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
10,709

ZCTA 37186, Tennessee

Area context
Crime & safety

Crime rates in Westmoreland are generally lower than the national average, with property crime being the most frequently reported incident type.

Schools & education

Schools serving the area are part of the Sumner County School District, which maintains a generally stable reputation, though individual school performance varies.

Environmental & hazard

The area is subject to standard regional risks including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying areas.

Growth & development

Economic momentum is driven by proximity to the Nashville metropolitan area, with growth focused on residential expansion and small-scale commercial development.

Taxation

Property taxes are assessed at the county level by Sumner and Macon counties; there are no state-level personal income taxes in Tennessee.

Transportation & commute

Commuting primarily involves personal vehicle travel via state highways toward employment hubs in Gallatin and the broader Nashville metro area.

Recreation & amenities

Local recreation includes access to rural parks, community sports facilities, and proximity to outdoor activities in the surrounding rolling hills of Middle Tennessee.

Rental market

The rental market is characterized by moderate demand with a mix of single-family homes and mobile home inventory; vacancy rates remain stable.

Economy & employers

The local economy is supported by a mix of manufacturing, retail, and agricultural sectors, with many residents commuting to larger employers in Sumner County.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles; there is limited public transit infrastructure available in this rural-suburban area.

Development pipeline

Development planning is focused on managing residential growth while preserving the rural character of the surrounding landscape.

County appraisal district

The county appraisal districts conduct periodic reappraisals to ensure property values align with market trends.

Special districts

Parcels are subject to standard county and municipal tax levies; no major MUDs or PIDs are currently impacting the area.

Insurance & hazard market

Property insurance premiums are influenced by regional weather risks, including wind and hail exposure common in Middle Tennessee.

Migration & population flows

The state continues to see positive net domestic migration, driven by economic growth in the Nashville metro area.

Foreclosure doctrine

Tennessee operates as a non-judicial foreclosure state, allowing for relatively efficient processing of defaults.

Disclosure doctrine

Sellers are required to provide a residential property disclosure statement detailing the condition of the property.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 37186, Tennessee
Population
10,709
Median age
40.4 yrs
Owner-occupancy
78.5%
Median home value
$290,091
Median gross rent
$1,150
Median household income
$59,545
Median year built
1989
Vacancy rate
6.2%
Renter share
21.5%
Owner cost burden
18.4%
Renter cost burden
32.1%
Population change
+1.2%
Net migration
150
Work-from-home share
8.5%
Mean commute
38.4 min
Bachelor's or higher
16.2%
Unemployment
3.1%
Poverty rate
15%
Avg household size
2.6
White
92.1%
Hispanic
4.5%
Black
1.2%
Other
2.2%

Data retrieved from US Census Bureau ZCTA profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Westmoreland ElementaryElementary5/10Sumner County SchoolsServes the local community.
Westmoreland High SchoolHigh6/10Sumner County SchoolsPrimary secondary education provider.
School districts
Sumner County SchoolsBLarge district serving the majority of the county with diverse student populations.
Utilities & services
InternetAT&T / SpectrumBroadband availability varies by specific location.
ElectricTri-County ElectricPrimary provider for the area.
Water/SewerCity of WestmorelandMunicipal utility services.
Major employers & industries
Sumner County SchoolsEducationMajor regional employer.
Local ManufacturingIndustrialVarious small-to-mid-sized facilities.
Major amenities · ZIP 37186
Entertainment venues, stadiums & amphitheaters
4 · 20 mi
Family fun & things to do
5 · 13 mi
Museums, galleries & history
3 · 20 mi
Parks, trails & nature
4 · 13 mi
Shopping & dining districts
3 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Westmoreland City Park
Park

Provides local green space and community gathering areas.

Sumner County Museum
Museum

Highlights local history and regional heritage.

On the horizon · announced & under construction
Westmoreland Residential ExpansionResidentialUnder ConstructionOngoing development of new single-family subdivisions.
Sources · 6 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).