LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Sumner County, Tennessee sells for about $452,500, or $232 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 60 days to sell. Over the long run, values in this county have grown 212% since 2000. Last year 32 of 43 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is tornado, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,798 a month.

HUD sets the fair market rent for a 2-bedroom at $1,798 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.

Price climate

Every year of price change, 2000–2025

+1.8%

2025

200020132025

Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+22.9%). Worst: 2010 (-3.6%). Hover to read a year.

Monthly price momentum

Home values since 2015

-0.4%

TN · past 12 months

TN 231.6USA 208.1
20152017201920212023202595135175239.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

Rent benchmark

Fair market rent by size

$2,309

3-bed / month

$1,585
Studio
$1,650
1 bed
$1,798
2 bed
$2,309
3 bed
$2,799
4 bed
Gross rental yield · 3-bed rent × 12 ÷ $452,5006.1%

HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.

Neighborhood price trend

Long-run price trend, 2000–2025

+1.8%

2025 change

200020052010201520202025-8%0%8%16%24%

FHFA repeat-sales index, median of 43 census tracts in this county (2000 = 100). Bars are each year's median change.

Natural hazard exposure

The area's risk shape

61

Relatively Moderate

TornadoStrong windCold waveIce stormWinter weatherDroughtEarthquakeHail

FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $86,709,689.

Mortgage activity

Home lending in this county

79.9%

2018 approval rate

YearApplicationsLoans madeApprovalInvestor shareMedian home value
201812912671679.9%6.4%$255,000

CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.

County intel report · monthly refresh cycle
Track this county

Sumner County, Tennessee

refreshed Oct 15, 2026, 9:04 PM3 refresh cycles retainednext refresh due Oct 30, 2026
Market sentiment: neutral

Sumner County's housing market shows moderate price appreciation with a median sale price of $452,500, reflecting a 2.4% year-over-year increase. Inventory levels remain active with over 1,200 listings, while the median days on market has trended upward to 60 days as of September 2026.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).

The data chain · drill up or downproperty → ZIP → city → county → state
Tennessee state →Sumner County

Select a city to expand its ZIP intel reports beneath · 11 cities · 15 ZIP reports

Latest readings
Median sale price
$452,500
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$232
Median days on market
60
Active listings
1,233
Median price change YoY
+2.4%
County Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved up 0.1% year over year.

100
Liquidity/100

Homes spend a median of 11 days on market with 0.2 months of supply — a fast-moving market.

49
Momentum/100

1% of listings have cut prices · homes sell at 2.76% of asking — demand is holding steady.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.

Deterministic roll-up
12 of 15 ZIP reports contributed
Median sale price
$112,408
Median price / sq ft
$27,274
Median days on market
10.5
Active listings
39,096
Listings with price cuts
1%
Median price change YoY
+0.05%
Closed sales (monthly)
38,538
Months of supply
0.16
Sale-to-list ratio
2.76%
Median asking rent
$298/mo
Population
276,589
Median household income
$51,574

Deterministic aggregate of 12 researched ZIP reports of 15 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Property base layer · rolled up from researched properties

No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.

ZIP roster · every intel report in the county15 of 15 ZIPs researched
Sort
37022Bethpage
Median price
$449,900
$/sqft
$290
Trend YoY
—
Days on mkt
29
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
29
Median rent
$962

researched Sep 30

37031Castalian Springs
Median price
$430,000
$/sqft
$215
Trend YoY
+2.4%
Days on mkt
62
Sale-to-list
97.5%
Price cuts
18%
Supply (mo)
4.1
Listings
48
Median rent
$1,850

researched Sep 30

37048Cottontown
Median price
$382,400
$/sqft
$239
Trend YoY
+1.8%
Days on mkt
47
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
52
Median rent
$1,148

researched Sep 30

37059Dowelltown
Median price
$269,573
$/sqft
$115
Trend YoY
+4.2%
Days on mkt
88
Sale-to-list
97.5%
Price cuts
15%
Supply (mo)
4.5
Listings
12
Median rent
$1,075

researched Oct 1

37066Gallatin
Median price
$480,000
$/sqft
$205
Trend YoY
+0.6%
Days on mkt
28
Sale-to-list
98.5%
Price cuts
35%
Supply (mo)
4
Listings
627
Median rent
$1,391

researched Oct 1

37070Goodlettsville
Median price
$450,000
$/sqft
$215
Trend YoY
+3.2%
Days on mkt
32
Sale-to-list
98.5%
Price cuts
28%
Supply (mo)
3.5
Listings
145
Median rent
$1,850

researched Sep 28

37072Goodlettsville
Median price
$408,673
$/sqft
$205
Trend YoY
-1.1%
Days on mkt
44
Sale-to-list
98.2%
Price cuts
28%
Supply (mo)
3.5
Listings
218
Median rent
$1,405

researched Sep 28

37073Greenbrier
Median price
$425,000
$/sqft
$215
Trend YoY
+3.5%
Days on mkt
48
Sale-to-list
98.2%
Price cuts
12%
Supply (mo)
3.9
Listings
87
Median rent
$1,140

researched Sep 21

37075Hendersonville
Median price
$487,000
$/sqft
$236
Trend YoY
-8%
Days on mkt
47
Sale-to-list
98.5%
Price cuts
38%
Supply (mo)
6
Listings
567
Median rent
$1,656

researched Sep 17

37077Hendersonville
Median price
—
$/sqft
—
Trend YoY
0%
Days on mkt
—
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
—
Median rent
—

researched Sep 19

Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.

Page 1 of 2
Major amenities · Sumner County, Tennessee
Theme, amusement & water parks
20+ · 30 mi
Entertainment venues, stadiums & amphitheaters
15 · 30 mi
Museums, galleries & history
20+ · 30 mi
Parks, trails & nature
19 · 20 mi
Lakes, marinas & beaches
2 · 30 mi
Shopping & dining districts
7 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Sources · 4 cited
County city board · values & trends by city11 cities · 15 ZIP reports
Hendersonville
city intel →
Median price$487,000
Price trend-8% YoY
Days on market47 med
Median rent$1,656
Population73,522
Active listings567
City market sentiment: cautiously optimistic
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Gallatin
Median price$480,000
Price trend+0.6% YoY
Days on market28 med
Median rent$1,391
Population64,650
Active listings627
1 of 1 ZIP researched — figures roll up from member ZIP reports
Mitchellville
Median price$0
Price trend0% YoY
Days on market0 med
Median rent$0
Population37,119
Active listings37,119
1 of 1 ZIP researched — figures roll up from member ZIP reports
Goodlettsville
Median price$408,673
Price trend-1.1% YoY
Days on market44 med
Median rent$1,405
Population32,208
Active listings218
1 of 1 ZIP researched — figures roll up from member ZIP reports
Millersville
Median price$408,673
Price trend-1.1% YoY
Days on market44 med
Median rent$1,405
Population32,208
Active listings218
1 of 1 ZIP researched — figures roll up from member ZIP reports
Portland
Median price$429,000
Price trend+3.2% YoY
Days on market45 med
Median rent$1,122
Population26,274
Active listings71
1 of 1 ZIP researched — figures roll up from member ZIP reports
White House
Median price$385,000
Price trend-1.2% YoY
Days on market72 med
Median rent$1,471
Population18,241
Active listings320
1 of 1 ZIP researched — figures roll up from member ZIP reports
Westmoreland
Median price$320,000
Price trend-3.1% YoY
Days on market69 med
Median rent$988
Population10,709
Active listings106
1 of 1 ZIP researched — figures roll up from member ZIP reports
Cottontown
Median price$382,400
Price trend+1.8% YoY
Days on market47 med
Median rent$1,148
Population6,380
Active listings52
1 of 1 ZIP researched — figures roll up from member ZIP reports
Bethpage
Median price$449,900
Price trend0% YoY
Days on market29 med
Median rent$962
Population5,728
Active listings29
1 of 1 ZIP researched — figures roll up from member ZIP reports
Castalian Springs
Median price$430,000
Price trend+2.4% YoY
Days on market62 med
Median rent$1,850
Population3,926
Active listings48
1 of 1 ZIP researched — figures roll up from member ZIP reports
Unincorporated & unassigned
Median price$377,896
Price trend-0.9% YoY
Days on market59 med
Median rent$1,768
Population83,907
Active listings371
4 of 4 ZIPs researched — figures roll up from member ZIP reports
Jurisdictional burden contextburdens registered for this geography · most-local first
State · Tennessee
Tennessee Condominium Act of 2008Land use & zoningConditional

applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.

Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.

Tennessee Code Annotated, Title 66, Chapter 27.

HOA Statutory Protections (Chapter 27)Land use & zoningConditional

applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.

Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.

Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.

Non-Judicial Foreclosure (Power of Sale)Foreclosure doctrineConditional

applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.

Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.

Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).

Tennessee Property Tax AssessmentTaxationBinds every parcel

Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).

Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.