The story of this market
The typical home in ZIP 21632 sells for about $235,000, or $148 per square foot.
Prices are up +4.5% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $1,031 a month.
ZIP 21632 — Federalsburg
The housing market in 21632 remains stable with modest price appreciation and low inventory levels. Market activity is driven by local demand and limited new construction, keeping the pace of sales steady despite broader economic headwinds.
This ZIP is best suited for budget-conscious families and local workers seeking affordable housing in a quiet, rural Eastern Shore community.
Median prices moved up 4.5% year over year.
Homes spend a median of 52 days on market with 4.7 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 22.1% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 21632, Caroline County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Federalsburg generally experiences crime rates consistent with small-town rural Maryland, with property crime being the primary concern; specific trend data is not determinable.
Schools serving the area are part of the Caroline County Public Schools system, which generally maintains moderate performance ratings.
The area is subject to standard regional flood and wind risks associated with the Eastern Shore of Maryland; specific insurance-climate posture is not determinable.
Economic momentum is driven by local agricultural and small-scale manufacturing sectors, with limited large-scale infrastructure development currently reported.
Property taxes are levied by Caroline County and the Town of Federalsburg; rates are determined by local assessment and municipal budget requirements.
Commuting is primarily car-dependent, with residents typically traveling to regional employment hubs in Easton or Salisbury via state highway corridors.
Local amenities include community parks and proximity to the Marshyhope Creek for outdoor activities; shopping and dining options are primarily localized.
The rental market is characterized by limited inventory and steady demand from local workforce residents; short-term rental presence is minimal.
The local economy is anchored by agriculture, food processing, and small-scale manufacturing, with limited diversification.
Transportation is heavily reliant on private vehicles; public transit options are extremely limited in this rural geography.
Development is primarily focused on small-scale residential infill and local commercial maintenance.
Parcels are subject to Caroline County property tax and local municipal levies; specific special utility districts are not widely utilized.
Property insurance premiums are influenced by regional weather risks; market health is stable.
Data retrieved from data.census.gov ZCTA 21632 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local opportunities for fishing and kayaking.
Community green space for local events and recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.