The story of this market
The typical home in ZIP 20117 sells for about $1,975,000, or $450 per square foot.
Prices are up +19.5% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,843 a month.
ZIP 20117 — Town of Middleburg
The 20117 housing market is characterized by high price points and low inventory, reflecting its status as an exclusive, rural-luxury enclave. While year-over-year price growth remains strong, the market is sensitive to interest rate fluctuations given the high median home value. Buyers are primarily seeking lifestyle properties, keeping demand steady despite the long commute to major employment hubs.
This ZIP is best suited for affluent families, retirees, and equestrian enthusiasts seeking a historic, rural lifestyle with high-quality schools and a quiet, upscale community atmosphere.
Median prices moved up 19.5% year over year.
Homes spend a median of 45 days on market with 7.0 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 14.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 20117, Loudoun County VA
Middleburg is generally considered a low-crime, safe community with crime rates significantly lower than the national and regional averages.
The area is served by Loudoun County Public Schools, which are highly regarded and consistently rank among the top-performing districts in Virginia.
The region faces standard risks for Northern Virginia, including potential for localized flooding near water bodies and occasional severe wind events; insurance coverage is standard for the Mid-Atlantic.
Economic momentum is driven by its status as a historic, affluent equestrian and tourism hub, with limited large-scale industrial development to preserve the rural character.
Property taxes are assessed by Loudoun County based on fair market value; the area does not have significant special district tax burdens like MUDs common in other states.
Commuting to the Washington, D.C. employment core is a long drive, typically exceeding 60-75 minutes depending on traffic along the Route 50 corridor.
The area is renowned for its equestrian facilities, historic downtown shopping, fine dining, and proximity to numerous vineyards and scenic countryside trails.
The rental market is tight with limited inventory, primarily consisting of high-end single-family homes and historic properties, with minimal multi-family supply.
The economy is anchored by tourism, equestrian services, and high-end hospitality, with many residents commuting to professional roles in the broader D.C. metro area.
Public transit is minimal; the area relies heavily on private vehicle travel via Route 50 and Route 15.
Development is highly constrained by conservation easements and strict zoning to protect the rural landscape.
Loudoun County assesses property annually based on market value, with a focus on maintaining equity across diverse property types.
Parcels are subject to Loudoun County general taxes; no significant MUD/PID districts are present.
Property insurance premiums are stable, though coverage for historic structures can be specialized.
Net domestic migration to Loudoun County remains positive, driven by professional relocation.
Virginia is a non-judicial foreclosure state, allowing for relatively efficient processes for lenders.
Virginia is a caveat emptor (buyer beware) state, though sellers must provide a standard residential property disclosure statement.
Data retrieved from data.census.gov ZCTA 20117 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A nationally registered historic district featuring boutique shops and upscale dining.
Dedicated to equestrian and field sports art and literature.
A luxury destination resort serving as a major local anchor.
Key-figure check: median price diverges 29.1% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $1,400,000 (29.1% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $1,400,000 (-29.1% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.