The story of this market
The typical home in Rancho Cordova, California sells for about $535,000, or $297 per square foot.
Prices are down 2.8% from a year ago, which gives buyers more room to negotiate. Homes take about 40 days to sell. HUD's fair market rent for a two-bedroom is $1,895 a month.
Monthly price momentum
Home values since 2015
+0.5%
CA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rancho Cordova, California
The Rancho Cordova housing market is currently experiencing a period of adjustment, with median home prices down 2.8% year-over-year to $535,000. While the market remains somewhat competitive with a 40-day median time on market, the overall trend reflects a stabilization in pricing and demand. Economic development initiatives and infrastructure improvements along the Highway 50 corridor continue to support the city's long-term growth prospects.
No ARED county foreclosure postings attributed to Rancho Cordova yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved down 6.0% year over year.
Homes spend a median of 64 days on market with 2.1 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 58% of asking — demand is cooling.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.4% · poverty 9.4% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A major regional greenbelt offering extensive hiking, biking, and equestrian trails that serve as a primary outdoor recreation hub for the city.
A central community park providing sports facilities, picnic areas, and river access, serving as a focal point for local events and family activities.
A large reservoir located nearby that offers significant water-based recreation, including boating, fishing, and swimming, enhancing the regional lifestyle.
Rancho Cordova is well-suited for family buyers and commuters who value a balance between suburban living and access to the Sacramento metropolitan employment core. The city's diverse housing stock and recreational amenities make it an attractive option for those seeking affordability relative to coastal California markets. Investors may find opportunities in the steady rental market, while the ongoing economic development initiatives suggest long-term potential for growth.
The city is primarily served by the Highway 50 corridor, which provides critical connectivity to the broader Sacramento region for commuters. Local infrastructure improvements are a priority to manage traffic and support the city's growing population and business activity.
Rancho Cordova offers a robust amenity base centered around the American River Parkway, which provides extensive trails and outdoor recreation opportunities for residents. The city features several community parks, such as Hagan Community Park, and is within reach of Folsom Lake for water-based activities. These recreational assets are key drivers of local quality of life and contribute to the city's appeal for families and outdoor enthusiasts.
The rental market in Rancho Cordova shows steady demand with an average rent of $1,895, reflecting a modest year-over-year increase of 0.34%. The market offers a variety of unit sizes, with two-bedroom apartments being a primary segment for roommates and small families. Vacancy pressure remains balanced as the city continues to attract residents seeking a mix of affordability and access to the broader Sacramento employment market.
Rancho Cordova's economy is supported by a diverse mix of industries, with the city actively fostering business growth through its Economic Development Department. The area benefits from its strategic location along the Highway 50 corridor, which attracts corporate investment and supports a stable employment base. Momentum is driven by ongoing strategic planning efforts to enhance the local business climate and infrastructure.
Rancho Cordova maintains a focus on sustainable economic growth through its 2024 Economic Development Strategic Plan, which aims to attract new businesses and support existing commercial projects. The city serves as a hub for various industries, leveraging its location along the Highway 50 corridor to drive infrastructure and development momentum. Major efforts are underway to enhance community services and investment, positioning the city as a growing employment center in the Sacramento region.
The city is actively managing a development pipeline that includes mixed-use projects like the Rancho Cordova Town Center and residential expansions such as Sunridge Park. These projects are designed to support sustainable growth and enhance the city's commercial and residential infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Data retrieved from U.S. Census Bureau QuickFacts.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Regulates land use, building standards, and development density for all land, buildings, and structures within the county's jurisdiction.
Includes 2025-2026 Interim Zoning Code Guidance; effective as of January 1, 2026.
applies when — Applies only to parcels located within the boundaries of a specific established CFD (e.g., Laguna Creek Ranch/Elliott Ranch CFD No. 1 or North Vineyard Station No. 2).
Additional annual special tax levies based on property type (e.g., single-family unit, acreage, or dwelling unit) as defined in the specific Rate and Method of Apportionment (RMA) for the district.
Levied annually per the specific CFD formation documents and state law.
Imposes construction standards, permitting requirements, and building codes on all residential parcels.
Includes legislation through Ordinance No. SCC 1778, adopted May 19, 2026.
A base rate of 1% of the assessed value of the property, as mandated by California law. The total effective tax rate typically ranges between 1.05% and 1.3% due to additional voter-approved levies and special district assessments.
Ongoing annual assessment based on the secured property tax roll.
≈ $5,350/yr on a $535,000 median
Property is assessed by the County Assessor; taxes are secured by the property itself, meaning the county may satisfy unpaid tax obligations through the sale of the property.
Governed by the California Revenue and Taxation Code and administered by the Sacramento County Assessor.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.