The story of this market
The typical home in ZIP 95742 sells for about $595,450, or $273 per square foot.
Prices are down 7.3% from a year ago, which gives buyers more room to negotiate. Homes take about 93 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,214 a month.
ZIP 95742 — Rancho Cordova
The 95742 housing market is currently experiencing a cooling phase, characterized by a 7.3% year-over-year decline in median sale prices and an increase in days on market. High interest rates and inventory accumulation are driving this shift, leading to a more competitive environment for buyers compared to the previous year. Some data points, such as specific tax history, were not available at the ZIP level and were omitted.
This ZIP is ideal for families and professionals seeking newer suburban housing stock with access to regional employment centers, though it requires a car for most daily needs.
Median prices moved down 7.3% year over year.
Homes spend a median of 93 days on market with 3.6 months of supply — a balanced-paced market.
33% of listings have cut prices · homes sell at 98.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 4.2% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 95742, Sacramento County, CA
The area is served by the Folsom Cordova Unified School District, which generally maintains a positive reputation within the Sacramento region.
The area faces standard regional risks for wildfire and flood, typical of the Sacramento Valley, with insurance availability remaining a critical factor for homeowners.
The area is experiencing significant residential expansion with ongoing new construction projects, supported by its proximity to major employment hubs in Rancho Cordova and Folsom.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (Sacramento County, California) — Secured Property Tax Roll Assessment: Property is assessed by the County Assessor; taxes are secured by the property itself, meaning the county may satisfy unpaid tax obligations through the sale of the property. County (Sacramento County, California) — Base Property Tax Rate: A base rate of 1% of the assessed value of the property, as mandated by California law.
Residents primarily commute via US-50 toward downtown Sacramento or Folsom, with limited public transit options necessitating personal vehicle reliance.
The area features access to local parks and trails, with proximity to Folsom Lake and the American River Parkway providing extensive outdoor recreation opportunities.
The rental market shows moderate pressure with a slight year-over-year decline in median rents, reflecting broader regional cooling trends.
The local economy is anchored by the technology, government, and healthcare sectors in the surrounding Sacramento-Roseville-Folsom metro area.
The area is primarily served by the US-50 highway corridor, which acts as the main artery for commuters heading into Sacramento.
Ongoing residential development continues in the Anatolia and Rio Del Oro master-planned communities.
The Sacramento County Assessor manages property valuations based on Proposition 13 guidelines.
Parcels are frequently subject to Mello-Roos community facilities districts to fund local infrastructure and schools.
Property insurance premiums are rising due to regional wildfire risk assessments.
Data retrieved from Census Reporter and ACS 2024 tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional reservoir offering boating, fishing, and hiking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.