The story of this market
The typical home in Stafford County, Virginia sells for about $543,000, or $219 per square foot.
Prices are down 1.2% from a year ago, which gives buyers more room to negotiate. Homes take about 39 days to sell. Over the long run, values in this county have grown 138% since 2000. Last year 20 of 28 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $2,438 a month.
HUD sets the fair market rent for a 2-bedroom at $2,438 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+25.4%). Worst: 2009 (-16.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.6%
VA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$3,107
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 28 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
27
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $35,174,475.
Mortgage activity
Home lending in this county
79.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 10493 | 5234 | 79.4% | 2.5% | $345,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Stafford County, Virginia
Stafford County's housing market is experiencing a cooling phase characterized by rising inventory and longer days on market. Median sale prices have seen a slight year-over-year decline, reflecting broader regional adjustments in the Northern Virginia market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 9 cities · 9 ZIP reports
Median prices moved up 7.2% year over year.
Homes spend a median of 43 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 88.31% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 4.8% — a stable, low-distress profile.
Deterministic aggregate of 9 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 29
researched Sep 29
researched Sep 30
researched Oct 1
researched Oct 4
researched Oct 4
researched Sep 19
researched Sep 29
researched Sep 29
| 22405 | Fredericksburg (Stafford portion) | $550,000 | $219 | +7.8% | 36 | 100% | — | — | 4 | $1,980 | researched Sep 29 |
| 22406 | Fredericksburg (Stafford portion) | $593,888 | $191 | +12.3% | 79 | — | — | — | 138 | $2,033 | researched Sep 29 |
| 22430 | Brooke | $373,600 | $265 | +4.2% | 38 | 98.5% | 12% | 4.6 | 37 | $2,450 | researched Sep 30 |
| 22463 | Garrisonville | $497,450 | $225 | +2.7% | 98 | — | — | — | 168 | $2,350 | researched Oct 1 |
| 22471 | Hartwood | $485,000 | $202 | -4.8% | 61 | 99.5% | — | — | 168 | $1,850 | researched Oct 4 |
| 22545 | Ruby | $385,000 | $276 | — | 196 | — | 100% | — | 1 | $2,350 | researched Oct 4 |
| 22554 | Stafford | $533,167 | $212 | +0.2% | 10 | 100% | 35.4% | 2 | 194 | $2,085 | researched Sep 19 |
| 22555 | Stafford | $250,000 | $223 | — | 57 | — | — | — | 912 | $2,350 | researched Sep 29 |
| 22556 | Stafford | $510,250 | $204 | +1% | 59 | — | — | — | 60 | $1,893 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Data retrieved from data.census.gov