The story of this market
The typical home in Pender County, North Carolina sells for about $554,750, or $235 per square foot.
Prices are roughly flat from a year ago (+0.88%), a market in balance. Homes take about 65 days to sell, which is slow. Over the long run, values in this county have grown 124% since 2000. Last year 9 of 13 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,199 a month.
HUD sets the fair market rent for a 2-bedroom at $1,199 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2006 (+18%). Worst: 2011 (-8.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,660
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 13 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
94
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $66,929,527.
Mortgage activity
Home lending in this county
78.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 3784 | 1913 | 78.7% | 2.3% | $215,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Pender County, North Carolina
Pender County's housing market shows signs of stabilization with a median listing price of $554,750. Inventory levels remain tight, and while price growth has moderated, demand remains supported by regional economic development efforts.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 26.1% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 10 cities · 10 ZIP reports
Median prices moved down 0.1% year over year.
Homes spend a median of 72 days on market with 1.1 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 29.48% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 10.2% — a stable, low-distress profile.
Deterministic aggregate of 8 researched ZIP reports of 10 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Pender County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Oct 8
researched Oct 7
researched Sep 17
researched Sep 20
researched Sep 20
researched Sep 20
researched Oct 7
researched Sep 16
| 28421 | Atkinson | $471,799 | $218 | +1.4% | 126 | 98.5% | 6.7% | 3.2 | 15 | $672 | researched Sep 16 |
| 28425 | Burgaw | $375,000 | $224 | -16.4% | 48 | 97.5% | 12% | 4.2 | 106 | $989 | researched Oct 8 |
| 28435 | Currie | $130,800 | — | — | 60 | — | — | — | 865 | $972 | researched Oct 7 |
| 28443 | Hampstead | $529,900 | $214 | -0.1% | 39 | — | — | — | 329 | $1,447 | researched Sep 17 |
| 28445 | Surf City | $532,372 | $215 | +1.9% | 64 | 97.2% | 22% | 4.1 | 185 | $1,151 | researched Sep 20 |
| 28457 | Rocky Point | $487,038 | $235 | +2.2% | 64 | 97.6% | 10.2% | 3.7 | 685 | $912 | researched Sep 20 |
| 28466 | Wallace | $245,000 | $168 | +2.1% | 64 | 98.5% | 10.2% | 4.8 | 142 | $860 | researched Sep 20 |
| 28470 | Watha | $363,000 | $193 | — | 91 | — | — | — | 315 | $1,700 | researched Oct 7 |
| 28478 | Watha | $220,000 | $185 | -27.5% | 69 | 98% | — | 3.7 | 15 | $718 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Pender County partners with Wilmington Business Development to recruit industry and expand the local economic base.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The economy is supported by partnerships with Wilmington-area business development initiatives, focusing on industrial recruitment and regional growth.
The Pender County Tax Office manages property assessments and records for the jurisdiction.
- Jungle Rapids Family Fun Park4.421.5 mi
- Flip N Fly4.618.9 mi
- Altitude Trampoline Park4.229.7 mi
- Sky Zone Trampoline Park4.418 mi
- Green Light Escape Room, LLC520.4 mi
- Indochine Restaurant4.519.6 mi
- Mike's Farm4.726.6 mi
- Jungle Rapids Family Fun Park4.421.5 mi
- Live Oak Bank Pavilion4.219.7 mi
- Wilmington Convention Center4.520.1 mi
- Regal Mayfaire4.419 mi
- Surf City Ocean Pier, Inc.4.717.8 mi
- Ogden Park4.717.1 mi
- Dave & Buster's Wilmington4.219 mi
- Moores Creek National Battlefield4.816.1 mi
- Battleship North Carolina4.820.5 mi
- The Cotton Exchange4.520.2 mi
- The Children's Museum of Wilmington4.420.6 mi
- Cameron Art Museum4.623.4 mi
- Cape Fear Museum of History and Science4.720.2 mi
- Ogden Park4.717.1 mi
- Moores Creek National Battlefield4.816.1 mi
- Smith Creek Park4.816.1 mi
- Hampstead Kiwanis Park4.713.3 mi
- Soundside Park4.817.5 mi
- Carolina Yacht Club4.521.9 mi
- New River Marina4.526.3 mi
- Port City Marina4.519.9 mi
- Wrightsville SUP - Kayak & SUP Rentals, Lessons, and more520.8 mi
- Seapath Yacht Club4.721.1 mi
- Castle Bay Links Golf Course4.210.8 mi
- Bear Trail Golf Club4.619 mi
- Ironclad Golf4.113.5 mi
- Porters Neck Country Club4.616.1 mi
- Olde Point Country Club3.812.9 mi
- T.J. Maxx4.319.6 mi
- Kohl's4.419.1 mi
- Publix Super Market at Arboretum at Surf City4.616.1 mi
- Marshalls4.219.6 mi
- HomeGoods4.419.7 mi
- Wilmington International Airport4.317.8 mi
- Albert J Ellis Airport4.225.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A significant Revolutionary War site offering walking trails and historical education.
Expansive protected area for hunting, hiking, and wildlife observation.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.