The story of this market
The typical home in Franklin County, Massachusetts sells for about $370,000, or $231 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 47 days to sell. Over the long run, values in this county have grown 105% since 2000. Last year 15 of 18 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,650 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+3.4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2004 (+14.5%). Worst: 2008 (-5.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.4%
2025 change
FHFA repeat-sales index, median of 18 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
35
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,879,968.
Mortgage activity
Home lending in this county
75.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2527 | 1387 | 75.3% | 4.3% | $205,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Franklin County, Massachusetts
The Franklin County housing market shows steady price appreciation and low inventory levels, reflecting a tight supply-demand balance. While sales volume remains modest, the market is supported by consistent demand for residential properties in a rural-suburban setting.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 26 cities · 31 ZIP reports
Median prices moved up 8.1% year over year.
Homes spend a median of 53 days on market with 0.3 months of supply — a fast-moving market.
9% of listings have cut prices · homes sell at 57.7% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 9.8% — a stable, low-distress profile.
Deterministic aggregate of 30 researched ZIP reports of 31 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Franklin County, Massachusetts — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Oct 8
researched Sep 16
researched Sep 19
researched Sep 17
researched Sep 16
researched Sep 19
| 01054 | Leverett | $526,141 | $288 | +2.2% | 29 | 100% | 9.6% | — | 5,089 | $1,389 | researched Sep 16 |
| 01072 | Shutesbury | $535,000 | $286 | +46.1% | 35 | — | — | — | — | $1,721 | researched Sep 16 |
| 01301 | Greenfield | $349,000 | $215 | +13.5% | 82 | — | — | — | 24 | $1,109 | researched Sep 16 |
| 01302 | Greenfield | $349,000 | $215 | +13.5% | 82 | 100% | — | 1 | 8 | $2,000 | researched Sep 16 |
| 01330 | Ashfield | $402,000 | $338 | -10.6% | 65 | 98.2% | 12% | 4.5 | 18 | $1,850 | researched Oct 8 |
| 01337 | Bernardston | $390,309 | $216 | +3.2% | 23 | 96.4% | — | 7.4 | 143 | $1,333 | researched Sep 16 |
| 01338 | Buckland | $300,000 | $219 | +5.3% | 26 | 102% | — | — | 171 | $1,882 | researched Sep 19 |
| 01339 | Charlemont | $307,600 | $476 | +5.3% | 201 | — | 66.7% | — | 12 | $1,173 | researched Sep 17 |
| 01340 | Colrain | $117,375 | $231 | -38.2% | 33 | 96.8% | — | — | 9 | $1,102 | researched Sep 16 |
| 01341 | Conway | $117,375 | $165 | -38.2% | 33 | 98.5% | 12% | 4.5 | 9 | $1,821 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Franklin County generally experiences lower crime rates compared to the Massachusetts state average, with most incidents concentrated in the more densely populated town centers.
The county is served by several regional school districts that generally maintain solid academic performance ratings, though resources vary between rural and town-based districts.
The region faces moderate risks from seasonal flooding, particularly along the Connecticut and Deerfield River corridors, and is subject to standard New England winter weather hazards.
Economic momentum is driven by education, healthcare, and small-scale manufacturing, with ongoing efforts to expand broadband infrastructure to support rural development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Massachusetts) — Massachusetts Local Property Tax: Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
The economy is anchored by the education sector, including local colleges, and a mix of healthcare services and agricultural production.
Transportation is primarily served by Route 2 and I-91, with limited public transit options outside of the Greenfield area.
Assessments are conducted by individual municipal boards of assessors under the oversight of the Massachusetts Department of Revenue.
The county is served by various regional school districts and municipal utility departments for water and sewer services.
Property insurance premiums are influenced by regional flood risks and the age of the housing stock, which is predominantly older construction.
- Round1 Bowling & Arcade - Holyoke4.125.1 mi
- Funcity Trampoline and Adventure Park4.127.2 mi
- Central Rock Gym - Hadley4.713.1 mi
- Pioneer Valley Indoor Karting4.611.3 mi
- FunHub Action Park4.412.5 mi
- MASS MoCA4.728 mi
- Mullins Center4.610.6 mi
- Golden Corral Buffet & Grill4.127.5 mi
- Magic Wings Butterfly Conservatory4.81.5 mi
- MassMutual Center4.529.6 mi
- Berkshire East Mountain Resort4.714.7 mi
- Magic Wings Butterfly Conservatory4.81.5 mi
- The Montague Bookmill4.84 mi
- Cinemark at Hampshire Mall and XD4.412.6 mi
- Bridge of Flowers4.88.2 mi
- MASS MoCA4.728 mi
- Amherst College4.312.1 mi
- Springfield Armory National Historic Site4.829.3 mi
- The Eric Carle Museum of Picture Book Art4.615.1 mi
- Springfield Museums4.729.5 mi
- Look Memorial Park4.713.3 mi
- The Botanic Garden of Smith College4.814.7 mi
- Mohawk Trail State Forest4.617.9 mi
- Skinner State Park4.816 mi
- DAR State Forest4.710.7 mi
- Oxbow Marina4.416.6 mi
- Brunelle's Marina4.418.5 mi
- Crumpin-Fox Club : 18 Hole Golf Course Bernardston, MA4.611.3 mi
- Northampton Country Club4.613.4 mi
- Northfield Golf Club4.714.6 mi
- Country Club of Greenfield4.36.2 mi
- Atkins Farms Country Market4.715.2 mi
- Big Y4.311.9 mi
- Hampshire Mall412.5 mi
- Big Y4.413.2 mi
- Thornes Marketplace4.514.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A historic state forest offering extensive hiking, camping, and scenic drives along the Deerfield River.
A preserved 18th-century village that serves as a major cultural and educational landmark.
Data retrieved from data.census.gov
applies when — Parcels classified as forest production land under M.G.L. c. 61
Imposes a conveyance tax upon sale for non-forest use and potential roll-back taxes if disqualified; grants the municipality a right of first refusal upon conversion to residential, industrial, or commercial use.
Governed by M.G.L. Chapter 61.
Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Governed by M.G.L. Chapter 59; assessed annually by local boards of assessors.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.