The story of this market
The typical home in ZIP 95639 sells for about $645,000, or $322 per square foot.
Prices are up +65.4% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $2,630 a month.
ZIP 95639 — Hood
The housing market in 95639 is extremely low-volume, with very few active listings and sales, reflecting its small, rural population. Prices have seen significant volatility due to the limited sample size of transactions. The area remains a niche market for those seeking rural living within commuting distance of Sacramento.
This ZIP is best suited for those seeking a quiet, rural agricultural lifestyle, including retirees and individuals who work remotely or commute to nearby Sacramento, as it lacks dense suburban amenities.
Median prices moved up 65.4% year over year.
Homes spend a median of 37 days on market with 1.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 107.7% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 8.0% — a stable, low-distress profile.
ZCTA 95639, Sacramento County, CA
The area is located in the Sacramento-San Joaquin Delta, presenting significant flood risks and requiring adherence to regional levee maintenance and insurance standards.
The area is primarily agricultural with limited commercial development; economic momentum is tied to regional agricultural output and proximity to Sacramento employment hubs.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (Sacramento County, California) — Secured Property Tax Roll Assessment: Property is assessed by the County Assessor; taxes are secured by the property itself, meaning the county may satisfy unpaid tax obligations through the sale of the property. County (Sacramento County, California) — Base Property Tax Rate: A base rate of 1% of the assessed value of the property, as mandated by California law.
Residents primarily rely on personal vehicles for commutes, with Highway 160 serving as the main corridor connecting the rural Hood area to Sacramento's employment core.
The area offers access to the Sacramento River for boating and fishing, with proximity to local wineries and rural scenic routes in the Delta region.
The rental market is characterized by low inventory and high demand relative to the small housing stock, with rents significantly influenced by HUD fair market standards for the Sacramento metro area.
The local economy is anchored by agriculture and viticulture, with most residents commuting to the broader Sacramento metropolitan area for professional employment.
Transportation is heavily dependent on private vehicles; public transit options are extremely limited in this rural Delta community.
There are no major large-scale commercial or residential developments currently reported for this rural ZIP code.
The Sacramento County Assessor manages property valuations, adhering to state-mandated assessment cycles and the Proposition 13 tax structure.
Parcels are subject to standard Sacramento County property tax levies, with potential inclusion in local reclamation or water districts typical of the Delta region.
Property insurance premiums are elevated due to the area's location within a high-risk flood zone, necessitating specialized coverage.
Data retrieved from Census Bureau ZCTA profiles and local market reports.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Provides regional access for boating, fishing, and recreational water activities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.