LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 95621 sells for about $455,000, or $325 per square foot.

Prices are down 1.7% from a year ago, which gives buyers more room to negotiate. Homes take about 11 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,880 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 95621 — Citrus Heights

Sacramento County →refreshed Sep 30, 2026next refresh Oct 30, 2026
Market mood · cautiously optimistic

The 95621 housing market shows resilience with stable home values near $455K and a tight inventory of 122 active listings. While year-over-year price growth is slightly negative, the market maintains a healthy sale-to-list ratio of 99.8%, indicating steady demand from buyers. Investors and families continue to find value in the area's established housing stock, though underwriting remains disciplined.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking established suburban housing stock at a more accessible price point than neighboring affluent areas.

Parent geography
Citrus Heights · no city intel reportSacramento County →California state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 17.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$455,000
-1.7% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
11 days
Active listings
122
Listings with price cuts
28%
share of active listings
Sale-to-list ratio
99.8%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
42
Growth/100

Median prices moved down 1.7% year over year.

92
Liquidity/100

Homes spend a median of 11 days on market with 2.4 months of supply — a fast-moving market.

66
Momentum/100

28% of listings have cut prices · homes sell at 99.8% of asking — demand is running ahead of supply.

86
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 9.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$255,000$340,000$425,000$510,000$595,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,100$2,800$3,500$4,200$4,900

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2022 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Population base
42,089

ZCTA 95621, Sacramento County CA

Area context
Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Residents typically commute toward the Sacramento employment core via I-80, with average commute times reflecting regional traffic patterns.

Recreation & amenities

The area features local parks and proximity to suburban shopping centers, with access to regional trails and recreational facilities within a short drive.

Rental market

The rental market is characterized by a tenant-protective regulatory environment with moderate vacancy pressure and a mix of long-term and investor-owned properties.

Economy & employers

The local economy is driven by a mix of retail, healthcare, and service-sector employment, with strong ties to the broader Sacramento metropolitan labor market.

Discovery profileACS 2022 5-year estimates
Census profile · ZCTA 95621, Sacramento County CA
Population
42,089
Median age
38.5 yrs
Owner-occupancy
68%
Median home value
$455,000
Median gross rent
$1,880
Median household income
$80,901
Median year built
1976
Vacancy rate
4.2%
Renter share
32%
Owner cost burden
22%
Renter cost burden
48%
Population change
+0.8%
Work-from-home share
18.5%
Mean commute
28.4 min
Bachelor's or higher
24.5%
Unemployment
4.1%
Poverty rate
9.8%
Avg household size
2.6
White
65.2%
Hispanic
18.5%
Asian
6.8%
Black
5.2%
Other
4.3%

Data retrieved from ACS 2022 5-year estimates via data.census.gov.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

San Juan Unified School DistrictDistrictN/ASan Juan UnifiedPrevailing district serving the area.
School districts
San Juan Unified School DistrictN/ALarge district serving the Citrus Heights area.
Utilities & services
ElectricSMUDSacramento Municipal Utility District provides electricity.
WaterCitrus Heights Water DistrictLocal water service provider.
Major employers & industries
City of Citrus HeightsGovernmentMajor local employer.
Major amenities · ZIP 95621
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Golf
19 · 13 mi
Shopping & dining districts
5 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Rusch Park
Park

A major community park featuring sports fields, a community center, and picnic areas.

Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.