The story of this market
The typical home in ZIP 95497 sells for about $725,000, or $445 per square foot.
Prices are down 2% from a year ago, which gives buyers more room to negotiate. Homes take about 39 days to sell. HUD's fair market rent for a two-bedroom is $1,888 a month.
ZIP 95497 — Sea Ranch
The housing market in 95497 is currently experiencing a period of stabilization, with median prices reflecting broader Santa Rosa trends. While inventory remains tight, the market is balanced, with homes selling near asking price and moderate days on market.
This ZIP is well-suited for families and professionals seeking a quieter, semi-rural lifestyle while remaining within commuting distance of Santa Rosa's urban amenities.
Median prices moved down 2.0% year over year.
Homes spend a median of 39 days on market with 3.2 months of supply — a fast-moving market.
34% of listings have cut prices · homes sell at 100.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 3.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 95497, Sonoma County CA
The region faces significant wildfire risk, which influences property insurance availability and premium costs.
The area benefits from proximity to Santa Rosa's diverse economy, which includes healthcare, education, and government sectors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents typically rely on personal vehicles for commuting, with access to Highway 101 serving as the primary corridor toward Santa Rosa employment centers.
The area offers access to regional parks and open spaces characteristic of Sonoma County, with proximity to local wineries and outdoor trails.
The rental market is characterized by moderate vacancy pressure and steady demand, with limited short-term rental inventory.
The local economy is anchored by the Santa Rosa-Petaluma metro area, with major sectors including healthcare, education, and professional services.
Transportation is primarily highway-dependent, with Highway 101 serving as the main artery for regional transit.
Development is largely focused on residential infill and regional infrastructure maintenance.
Parcels are subject to standard county property tax levies and local school district assessments.
Property insurance markets in this area are sensitive to wildfire risk, leading to higher premiums and potential reliance on the FAIR Plan.
Data retrieved from Census Reporter for ZCTA 95497.
Provides extensive trail networks and outdoor recreation areas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.