The story of this market
The typical home in ZIP 95492 sells for about $750,000, or $503 per square foot.
Prices are up +1.2% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $3,426 a month.
ZIP 95492 — Windsor
The Windsor housing market remains stable with steady demand for single-family homes, supported by its reputation as a desirable suburban community. While inventory remains tight, price growth has moderated compared to previous years, reflecting a balanced market environment. Buyers are active, but price sensitivity is increasing as affordability remains a key factor for local residents.
This ZIP is ideal for family buyers and professionals who value a suburban lifestyle with access to high-quality schools and outdoor recreation, while remaining within commuting distance of Santa Rosa.
Median prices moved up 1.2% year over year.
Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 5.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 95492, Sonoma County CA
Windsor generally experiences lower crime rates compared to the broader Santa Rosa metropolitan area, with property crime being the primary concern.
The area is served by the Windsor Unified School District, which is generally regarded as providing high-quality public education with strong community support.
The region faces moderate to high wildfire risk, necessitating careful attention to property insurance coverage and fire-mitigation landscaping.
Economic momentum is driven by the proximity to Santa Rosa's employment hubs and the continued development of local mixed-use projects in the downtown Windsor area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via Highway 101 toward Santa Rosa and other Sonoma County employment centers; public transit options are limited.
The area features extensive parks such as Windsor Town Green and Keiser Park, with proximity to regional wine country trails and local shopping districts.
The rental market is tight with low vacancy rates, driven by demand from families and professionals seeking suburban living near the wine country.
The economy is anchored by the wine industry, tourism, and professional services, with significant employment spillover from Santa Rosa.
Highway 101 serves as the primary transit corridor; local bus services connect to the SMART train system.
Development is focused on infill projects and expanding housing density near the town center to support local growth.
Parcels are subject to Sonoma County property taxes and various local school and utility district assessments.
Property insurance premiums are rising due to regional wildfire risk, making coverage availability a key consideration for homeowners.
Data retrieved from data.census.gov for ZCTA 95492.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Central hub for community events, dining, and shopping.
Large recreational facility with sports fields and picnic areas.
Offers extensive hiking trails and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.