The story of this market
The typical home in ZIP 95486 sells for about $815,000, or $553 per square foot.
Prices are up +5.56% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $2,800 a month.
ZIP 95486 — Villa Grande
The Windsor housing market remains stable with high demand and limited inventory, keeping prices firm. While sales volume is modest, the market is characterized by a high sale-to-list ratio, indicating that well-priced homes continue to move quickly. Buyers remain active despite interest rate pressures, supported by the area's strong school quality and lifestyle appeal.
Windsor is ideal for families and professionals seeking a suburban lifestyle with high-quality schools and community amenities. It attracts those who work in Santa Rosa but prefer a quieter, residential environment.
Median prices moved up 5.6% year over year.
Homes spend a median of 38 days on market with 6.8 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 5.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 95486, Sonoma County CA
Windsor generally experiences lower crime rates compared to the broader Santa Rosa metropolitan area, with property crime being the primary concern. Local law enforcement maintains a community-oriented approach to safety.
The area is served by the Windsor Unified School District, which is generally well-regarded for its academic performance and student support services. Schools in the district consistently meet state standards.
The region faces moderate to high wildfire risk, necessitating strict adherence to defensible space requirements and fire-resistant building codes. Flood risk is localized to specific low-lying areas near regional creeks.
Economic momentum is driven by the town's proximity to Santa Rosa's employment hubs and a focus on sustainable residential development. Infrastructure improvements are ongoing to support the town's growth while maintaining its small-town character.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via Highway 101 toward Santa Rosa and other Sonoma County employment centers. Public transit options include regional bus services, though most residents rely on personal vehicles.
The area features extensive park systems, including the Windsor Town Green and Keiser Park, offering trails and community event spaces. Shopping and dining are concentrated in the downtown district and along the Highway 101 corridor.
The rental market is characterized by low vacancy rates and high demand, driven by the town's desirability and limited supply. Short-term rentals are subject to local municipal oversight and permitting requirements.
The local economy is supported by a mix of retail, professional services, and proximity to the broader Sonoma County wine and tourism industry. Major employers include local government, healthcare providers, and regional retail chains.
Highway 101 serves as the primary transit corridor, connecting the area to Santa Rosa and the North Bay. Local transit is supplemented by regional bus services.
Development is focused on smart-growth principles, with several approved residential projects aimed at increasing housing density near transit corridors.
Parcels are subject to standard county property taxes and may include special districts for school funding and local utility services.
Property insurance premiums are rising due to regional wildfire risk, with many homeowners relying on the California FAIR Plan as a provider of last resort.
Data retrieved from data.census.gov using ZCTA 95486 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Central hub for community events, concerts, and farmers markets.
Large recreational facility with sports fields and picnic areas.
Offers extensive hiking trails and scenic views of the surrounding hills.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.