The story of this market
The typical home in ZIP 95473 sells for about $924,447, or $538 per square foot.
Prices are down 15% from a year ago, which gives buyers more room to negotiate. Homes take about 23 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,574 a month.
ZIP 95473 — Sebastopol
The housing market in 95473 is experiencing a correction with significant year-over-year price declines and cooling demand. High interest rates and wildfire insurance concerns are tempering buyer enthusiasm, leading to a more balanced but cautious environment. Inventory remains tight, which continues to support price floors despite the downward trend.
This area fits families and professionals seeking a semi-rural lifestyle with proximity to Sonoma County amenities and wine country.
Median prices moved down 15.0% year over year.
Homes spend a median of 23 days on market with 1.0 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 100.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 6.2% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 95473, Sonoma County CA
The area faces significant wildfire risk common to Sonoma County, impacting insurance availability and premiums.
Development is constrained by rural zoning and environmental protections, with limited large-scale infrastructure expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via Highway 12 and Highway 116 toward Santa Rosa or the broader North Bay employment hubs.
The area features extensive access to regional parks, hiking trails, and proximity to the Russian River and local vineyards.
The rental market is characterized by low vacancy rates and high demand, with limited new multi-family inventory.
The local economy is anchored by agriculture, viticulture, tourism, and professional services centered in nearby Santa Rosa.
Public transit is limited; the area is highly dependent on private vehicle travel via regional highway corridors.
Development is strictly regulated by county growth boundaries to preserve agricultural land and open space.
The Sonoma County Assessor manages property valuations based on Proposition 13 guidelines.
Parcels are subject to various special districts including fire protection, water, and local school district levies.
Property insurance markets are tight due to regional wildfire exposure, often requiring California FAIR Plan coverage.
Data retrieved from data.census.gov ZCTA 95473 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major wetland complex providing trails and wildlife viewing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.