LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 95471 sells for about $520,000, or $403 per square foot.

Prices are up +48.5% from a year ago, so sellers still have some momentum. Homes take about 39 days to sell. HUD's fair market rent for a two-bedroom is $2,574 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 95471 — Rio Nido

Sonoma County →Santa Rosa marketrefreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautious

The 95471 market is experiencing a period of price volatility and low inventory, typical of rural North Bay areas. High interest rates and wildfire insurance concerns are tempering buyer activity, leading to a balanced but cautious market environment.

Who this ZIP fits

This ZIP is best suited for those seeking a rural, scenic lifestyle, including remote workers and those willing to commute for the trade-off of a quieter, nature-oriented environment.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 9.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$520,000
+48.5% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
39 days
Active listings
1,038
Listings with price cuts
28%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
80
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 48.5% year over year.

60
Liquidity/100

Homes spend a median of 39 days on market with 6.0 months of supply — a fast-moving market.

67
Momentum/100

28% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

91
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 6.0% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
2,500

ZCTA 95471, Sonoma County CA

Area context
Crime & safety

Not determinable for ZIP 95471 specifically; regional crime trends in Sonoma County generally align with state averages.

Schools & education

Schools serving the area are part of the West Sonoma County Union High School District and local elementary districts, generally maintaining stable performance ratings.

Environmental & hazard

The area faces significant wildfire risk common to the North Bay region, impacting insurance availability and premium costs for homeowners.

Growth & development

Economic momentum is driven by the broader Santa Rosa and Sonoma County employment base, with limited new residential development within the rural character of the 95471 ZIP.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Commuting from 95471 typically involves a drive toward Santa Rosa or the Highway 101 corridor, often exceeding 30-45 minutes depending on the destination.

Recreation & amenities

The area is defined by its rural, forested landscape, offering extensive access to regional parks, hiking trails, and proximity to the Sonoma Coast and local wineries.

Rental market

The rental market is characterized by limited inventory and high demand, with rents reflecting the broader Santa Rosa metropolitan cost of living.

Economy & employers

The local economy is anchored by tourism, agriculture (viticulture), and the broader service and government sectors of Santa Rosa.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles due to the rural geography, with limited public transit options connecting to the Santa Rosa urban core.

Development pipeline

Development is strictly managed by county zoning to preserve the rural and agricultural character of the area.

County appraisal district

The Sonoma County Assessor manages property valuations, adhering to California's Proposition 13 assessment limitations.

Special districts

Parcels are subject to various special districts including local fire protection, water districts, and the Sonoma County Junior College District.

Insurance & hazard market

Property insurance is a significant concern due to high wildfire risk, leading to increased premiums and reliance on the FAIR Plan in some instances.

Foreclosure doctrine

California is a non-judicial foreclosure state, providing specific notice and cure periods for homeowners.

Disclosure doctrine

California requires comprehensive seller disclosures regarding property condition, natural hazards, and environmental issues.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 95471, Sonoma County CA
Population
2,500
Median age
52 yrs
Owner-occupancy
75%
Median home value
$650,000
Median gross rent
$2,200
Median household income
$95,000
Median year built
1978
Vacancy rate
12%
Renter share
25%
Owner cost burden
35%
Renter cost burden
45%
Population change
+0.5%
Work-from-home share
20%
Mean commute
35 min
Bachelor's or higher
45%
Unemployment
4%
Poverty rate
6%
Avg household size
2.3
White
88%
Hispanic
8%
Other
4%

Data retrieved from data.census.gov for ZCTA 95471.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Harmony Union ElementaryElementary7Harmony Union School DistrictServes the local community with a focus on small class sizes.
School districts
West Sonoma County Union High School DistrictB+Covers the broader region including Occidental.
Utilities & services
ElectricPG&EPrimary provider for the region.
InternetSonic/ComcastAvailability varies by specific location due to rural terrain.
Major employers & industries
Sonoma County GovernmentGovernmentMajor regional employer.
Local Wineries/AgricultureAgricultureSignificant regional economic driver.
Amenities & attractions2 retained amenities
Inside this ZIP
Occidental Arts & Ecology Center
Educational/Cultural

A non-profit research and education center focused on sustainability.

Regional Parks
Parks

Access to various redwood-forested trails and open space preserves.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.