The story of this market
The typical home in ZIP 95444 sells for about $725,000, or $445 per square foot.
Prices are down 2% from a year ago, which gives buyers more room to negotiate. Homes take about 39 days to sell. HUD's fair market rent for a two-bedroom is $2,400 a month.
ZIP 95444 — Graton
The Santa Rosa housing market is currently experiencing a cooling phase, with median prices softening slightly year-over-year. While inventory remains relatively tight, buyers are finding more leverage as days on market increase and sellers adjust expectations. The market is supported by a stable local economy and consistent demand from regional commuters.
This area is well-suited for family buyers and commuters seeking a balance between Bay Area accessibility and a more suburban lifestyle.
Median prices moved down 2.0% year over year.
Homes spend a median of 39 days on market with 3.5 months of supply — a fast-moving market.
28% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 9.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 0.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 95444, Sonoma County CA
The area faces significant climate risk, particularly regarding wildfire exposure and insurance availability.
The local economy shows modest job growth with a focus on regional services and professional sectors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuters typically rely on Highway 101 for access to regional employment hubs in the North Bay and San Francisco.
The area offers access to regional parks, wine country trails, and local shopping districts within the Santa Rosa city limits.
The rental market is experiencing moderate supply pressure with a stable trajectory in asking rents.
The economy is anchored by healthcare, education, and government sectors, with a strong influence from the regional wine industry.
The area is served by Highway 101 and the SMART train system, providing transit connectivity through the North Bay.
Ongoing development focuses on infill residential projects and mixed-use revitalization in the downtown core.
Parcels are subject to various special districts including school, water, and fire protection districts.
Property insurance premiums are rising due to heightened wildfire risk and regional market volatility.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Large regional park offering extensive hiking and mountain biking trails.
Central hub for local dining, retail, and entertainment venues.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.