The story of this market
The typical home in ZIP 95441 sells for about $841,350, or $514 per square foot.
Prices are up +2% from a year ago, so sellers still have some momentum. Homes take about 36 days to sell. HUD's fair market rent for a two-bedroom is $2,650 a month.
This ZIP has no home sales of its own, so its market figures come from Sonoma County, California (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 95441 — Geyserville
The 95441 housing market remains resilient, characterized by high median prices and low inventory typical of the premium wine country region. Demand is driven by lifestyle buyers, though high insurance costs and wildfire risks remain significant headwinds for the market.
This ZIP fits affluent buyers, wine industry professionals, and those seeking a rural-luxury lifestyle, as it is less suited for budget-conscious commuters or first-time buyers.
Median prices moved up 2.0% year over year.
Homes spend a median of 36 days on market with 2.8 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 99.9% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 6.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 95441, Sonoma County CA
The area faces significant wildfire risk common to Sonoma County wine country, impacting insurance availability and premiums.
Economic momentum is driven by the wine industry, tourism, and high-end residential development in the Geyserville and Healdsburg corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commutes are primarily car-dependent, with residents traveling south toward Santa Rosa or north toward Cloverdale via Highway 101.
The area features proximity to the Russian River, local vineyards, and regional parks, with limited immediate shopping options outside of small-town retail.
The rental market is tight with high demand from seasonal workers and wine industry professionals, leading to limited vacancy and rising rents.
The economy is heavily anchored by viticulture, hospitality, and tourism, with significant influence from the broader Sonoma County wine industry.
Parcels are subject to Sonoma County property tax assessments and various local utility and fire protection district levies.
Property insurance is increasingly difficult to secure due to high wildfire risk, often requiring participation in the California FAIR Plan.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional waterway providing recreation and irrigation.
Anchor industry and attraction for the local economy.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Coherence hold-out: this pass's median price ($126,806) sat outside the 0.25–4× band around Sonoma County's retained level and was not stored.