The story of this market
The typical home in ZIP 95439 sells for about $725,000, or $553 per square foot.
Prices are down 2% from a year ago, which gives buyers more room to negotiate. Homes take about 39 days to sell. HUD's fair market rent for a two-bedroom is $2,666 a month.
ZIP 95439 — Fulton
The housing market in 95439 is currently in a balanced phase, characterized by a slight year-over-year price softening but steady demand for well-priced inventory. Buyers are finding more leverage than in previous years, with longer days on market and a moderate supply of homes available. The market remains sensitive to interest rate fluctuations and regional insurance costs, which continue to shape buyer behavior.
This area is well-suited for family buyers and professionals seeking a balance between suburban living and access to the broader Sonoma County employment market.
Median prices moved down 2.0% year over year.
Homes spend a median of 39 days on market with 3.2 months of supply — a fast-moving market.
24% of listings have cut prices · homes sell at 100.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 6.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 95439, Sonoma County CA
The region faces ongoing wildfire risks, which significantly influence property insurance availability and premium costs for homeowners.
The area maintains a stable economic base with a mix of service, healthcare, and agricultural industries, though development is constrained by geography and environmental regulations.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents typically rely on personal vehicles for commuting, with Highway 101 serving as the primary arterial corridor for travel toward regional employment hubs.
The area offers access to regional parks, hiking trails, and proximity to Sonoma County wine country, with local shopping and dining concentrated in nearby commercial centers.
The rental market shows steady demand with a 3.16% year-over-year increase in asking rents, though vacancy pressure remains moderate.
The local economy is anchored by healthcare, education, and the regional wine and tourism industry, providing a stable employment base.
Transportation is primarily highway-dependent, with Highway 101 serving as the main artery for regional transit and commuting.
Development is focused on infill projects and residential expansion in designated growth areas, subject to strict environmental and zoning oversight.
The Sonoma County Assessor manages property valuations, adhering to Proposition 13 guidelines for annual assessment increases.
Parcels are subject to various special districts, including local school districts, fire protection, and water/sewer utility districts.
Property insurance remains a critical factor due to regional wildfire risk, with many homeowners facing rising premiums or limited carrier options.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides extensive hiking, biking, and outdoor recreation opportunities throughout the county.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.