The story of this market
The typical home in ZIP 95297 sells for about $435,395, or $276 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 30 days to sell. HUD's fair market rent for a two-bedroom is $1,986 a month.
ZIP 95297 — Stockton
ZIP 95297 is a unique postal designation used exclusively for Business Reply Mail in Stockton, CA, and contains no residential population, housing units, or market-specific data. Consequently, all residential metrics for this ZIP are null or zero. Market conditions for the broader Stockton area are provided as context, but do not reflect this specific ZIP code.
Median prices moved up 2.1% year over year.
Homes spend a median of 30 days on market with 2.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
Awaiting this reading — not graded.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (San Joaquin County, California) — General Property Tax (1% Base Rate): The base property tax rate is 1.00% of the assessed value as mandated by California Proposition 13, plus additional voter-approved debt service rates specific to the Tax Rate Area (TRA) of the parcel. The total tax bill is calculated as (Assessed Value * (1.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.