The story of this market
The typical home in ZIP 95208 sells for about $435,395, or $276 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 30 days to sell. HUD's fair market rent for a two-bedroom is $1,900 a month.
ZIP 95208 — Stockton
ZIP 95208 is a specialized PO Box-only postal facility in Stockton with no residential housing stock or census-tracked population. Market figures provided reflect the broader Stockton area, as no ZIP-specific residential sales or demographic data exists for this location.
This ZIP is a specialized PO Box-based postal facility area rather than a residential neighborhood, making it unsuitable for traditional home buyers or renters.
Median prices moved up 2.1% year over year.
Homes spend a median of 30 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 95208, San Joaquin County, CA
The Stockton area is rated as having a relatively high natural-hazard risk, with drought, earthquake, and heatwave identified as the primary concerns.
The area is primarily a postal facility supporting Stockton's mailing infrastructure with limited business activity and no significant residential development pipeline.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (San Joaquin County, California) — General Property Tax (1% Base Rate): The base property tax rate is 1.00% of the assessed value as mandated by California Proposition 13, plus additional voter-approved debt service rates specific to the Tax Rate Area (TRA) of the parcel. The total tax bill is calculated as (Assessed Value * (1.
The rental market in this ZIP is characterized by HUD-defined Small Area Fair Market Rents, with a two-bedroom unit estimated at $2,020 for FY 2027.
The local economy is tied to the broader Stockton-Lodi metropolitan area, which serves as a regional hub for logistics, agriculture, and government services.
ZIP 95208 is a PO Box-only ZIP code with no residential census data available.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.