The story of this market
The typical home in ZIP 95201 sells for about $470,000, or $304 per square foot.
Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 57 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.
This ZIP has no home sales of its own, so its market figures come from Stockton, California (city-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 95201 — Stockton
ZIP 95201 is a non-residential ZIP code serving as a downtown Stockton PO Box hub. Consequently, there is no residential market data, population, or housing inventory to report. All market metrics are null as the area is strictly commercial and administrative.
This ZIP code is not for residential buyers or renters; it serves as a commercial and administrative mail hub for businesses and organizations in downtown Stockton.
Median prices moved up 1.0% year over year.
Homes spend a median of 57 days on market with 3.5 months of supply — a fast-moving market.
23% of listings have cut prices · homes sell at 99.3% of asking — demand is running ahead of supply.
Awaiting this reading — not graded.
Not determinable; ZIP 95201 is a non-residential PO Box hub located within the downtown Stockton Civic Center district.
Not determinable; there are no residential properties or school-age populations within this ZIP code.
The area is subject to the broader San Joaquin County risk profile, which is rated as Relatively High for natural hazards including drought, heatwaves, and earthquakes.
The ZIP serves the downtown Stockton Civic Center, which functions as a commercial and administrative hub for the city.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (San Joaquin County, California) — General Property Tax (1% Base Rate): The base property tax rate is 1.00% of the assessed value as mandated by California Proposition 13, plus additional voter-approved debt service rates specific to the Tax Rate Area (TRA) of the parcel. The total tax bill is calculated as (Assessed Value * (1.
Located in downtown Stockton, this area provides immediate access to the city's central business district and major transit corridors.
The area is adjacent to the Stockton Arena and the San Joaquin River waterfront, providing access to downtown entertainment and recreational venues.
Not determinable; this ZIP code is exclusively for commercial and PO Box mail services.
The area is the administrative and commercial heart of Stockton, hosting various government offices and business services.
The area is served by central Stockton's transit infrastructure, including proximity to major regional highway and rail connections.
Development activity is focused on the broader downtown Stockton revitalization efforts.
The San Joaquin County Assessor manages property valuations for the county; however, this ZIP contains no residential parcels.
Parcels in this downtown area are subject to standard municipal and county service districts.
Property insurance in the region is influenced by the broader San Joaquin County risk profile, including flood and seismic considerations.
Not determinable for this specific ZIP code.
Not determinable for this specific ZIP code.
Not determinable for this specific ZIP code.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
A major multi-purpose arena located in the downtown waterfront district.
A central recreational and scenic area serving the downtown core.