The story of this market
The typical home in ZIP 83522 sells for about $246,288, or $115 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $875 a month.
ZIP 83522 — Cottonwood
The 83522 housing market is characterized by low inventory and slow turnover, typical of a rural Idaho community. Prices have seen modest year-over-year growth, driven by limited supply rather than high demand. The market remains stable with little speculative activity.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle, affordable housing relative to national averages, and a strong sense of community.
Median prices moved up 3.2% year over year.
Homes spend a median of 120 days on market with 7.5 months of supply — a slower-moving market.
5% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.1% · poverty 10.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 83522, Idaho County ID
Crime rates in the Cottonwood area are generally low and stable, consistent with rural Idaho trends and significantly lower than national urban averages.
Schools serving the area are part of the Cottonwood School District, which is characterized by small class sizes and a strong community-focused educational environment.
The region faces moderate wildfire risk during summer months and standard winter weather hazards; property insurance availability remains stable but premiums are sensitive to regional fire-risk assessments.
Economic momentum is driven by agriculture, local timber, and small-scale service industries, with limited large-scale commercial development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Idaho) — Homestead Property Tax Exemption: Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
Commutes are primarily local or involve short drives to nearby regional hubs; the mean commute time is approximately 22.3 minutes.
The area offers access to outdoor recreation including hunting, fishing, and hiking in the surrounding Camas Prairie and nearby national forests.
The rental market is limited in depth with low turnover; vacancy pressure is minimal due to the small housing stock and lack of large apartment complexes.
The local economy is anchored by agriculture, timber, and local government services, with a stable but slow-growth employment profile.
Transportation is entirely dependent on private vehicles; there is no public transit infrastructure serving this rural ZIP code.
There are no major commercial or residential developments currently approved or under construction in the 83522 ZIP code.
The Idaho County Assessor manages property valuations, which are updated annually based on market sales data.
Parcels are subject to standard Idaho County and Cottonwood School District tax levies.
Property insurance is generally available, though premiums are influenced by the rural nature of the area and wildfire risk factors.
Data retrieved from SimpleMaps and Census Bureau ZCTA-level profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Saint Gertrude's Monastery4.78.1 mi
- White Bird Battlefield Historical Landmark4.611.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A notable regional natural area for birdwatching and seasonal wildflowers.
A local community-run course serving the immediate area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.