The story of this market
The typical home in ZIP 76653 sells for about $150,200, or $115 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 98 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 76653 — Kosse
The housing market in 76653 is characterized by low inventory and slow turnover, typical of a rural Texas market. Prices remain stable with modest year-over-year growth, driven by demand for large-acreage properties rather than residential density. Market activity is limited, reflecting a quiet, long-term ownership demographic.
This ZIP is best suited for those seeking rural living, ranch-style properties, or affordable housing away from major metropolitan congestion.
Median prices moved up 2.1% year over year.
Homes spend a median of 98 days on market with 6.2 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 15.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 76653, Texas
Schools serving the area are primarily managed by the Kosse-area independent school districts, which generally serve rural student populations with limited extracurricular offerings.
The area is subject to standard Texas rural risks, including potential for severe thunderstorms and occasional drought-related wildfire concerns.
Economic momentum is primarily driven by agricultural and ranching activities, with limited large-scale industrial or commercial development currently reported.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents traveling to nearby regional hubs like Waco or Mexia for employment.
Recreation is centered on rural outdoor activities, including local hunting, fishing, and small-town community parks.
The rental market is limited, consisting mostly of single-family homes with low turnover and minimal institutional investor presence.
The local economy is heavily reliant on agriculture, ranching, and small-scale local services.
Transportation is entirely reliant on personal vehicles via state highways; no public transit infrastructure exists.
No major commercial or residential developments are currently approved or under construction.
Appraisals are conducted by the Limestone and Falls County Central Appraisal Districts.
Parcels are subject to local school district taxes and county-level hospital or emergency service district levies.
Property insurance premiums are influenced by regional exposure to wind and hail damage common in Central Texas.
Texas operates as a non-judicial foreclosure state with relatively short timelines for lender recovery.
Texas law requires sellers to provide a standard Seller's Disclosure Notice regarding the condition of the property.
Data retrieved from U.S. Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Old Fort Parker Historic Site4.618.5 mi
- Lake Limestone Campground & Marina4.317.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing basic outdoor space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.