The story of this market
The typical home in ZIP 76630 sells for about $283,700, or $178 per square foot.
Prices are down 5.9% from a year ago, which gives buyers more room to negotiate. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 76630 — Bruceville
The housing market in 76630 is currently experiencing a period of stabilization, reflecting broader trends in the Waco metropolitan area. While inventory levels have increased, the market remains balanced with a moderate pace of sales and a slight year-over-year price adjustment. Buyers are finding more options, though affordability remains a key factor in the current interest rate environment.
This ZIP is ideal for families and commuters who prefer a rural, small-town atmosphere while maintaining access to the broader Waco and Temple job markets.
Median prices moved down 5.9% year over year.
Homes spend a median of 65 days on market with 6.5 months of supply — a balanced-paced market.
22% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 9.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76630, McLennan County TX
Schools serving the area are primarily part of the Bruceville-Eddy ISD, which maintains a small-town educational environment.
The area is subject to standard Texas climate risks, including potential for severe thunderstorms and high heat, with flood risk varying by specific parcel location.
Growth is driven by proximity to the Waco employment corridor and regional logistics hubs, with steady residential development in the Bruceville-Eddy area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily commute via I-35, providing a direct corridor to major employment centers in Waco to the north and Temple to the south.
The area offers a rural lifestyle with access to local parks, community sports fields, and proximity to the outdoor recreational amenities of the Brazos River basin.
The rental market is characterized by single-family home inventory with moderate demand from commuters seeking a quieter alternative to the Waco urban core.
The economy is anchored by the broader Waco metropolitan area, featuring a mix of education, healthcare, and manufacturing sectors.
The area is served by the I-35 highway corridor, which acts as the primary artery for regional transit and commuting.
Development is focused on low-density residential expansion and infrastructure improvements along the I-35 corridor.
The McLennan County Appraisal District manages property assessments for all parcels within the county, including this ZIP.
Parcels are subject to Bruceville-Eddy ISD taxes and McLennan County jurisdictional levies.
Property insurance premiums in the region are influenced by statewide trends in weather-related claims, particularly wind and hail exposure.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Camp Fimfo Waco4.517.1 mi
- Hawaiian Falls Waco417.3 mi
- Urban Air Trampoline and Adventure Park4.111.8 mi
- Chuck E. Cheese3.911.9 mi
- Waco Axe Company514.6 mi
- McLane Stadium4.715.8 mi
- Camp Fimfo Waco4.517.1 mi
- Waco Convention Center4.515.6 mi
- Extraco Events Center4.413.2 mi
- Spare Time Texas Temple4.519.2 mi
- Cinemark Waco and XD4.511.6 mi
- Main Event Waco4.511.7 mi
- Woodway Park4.611.9 mi
- Carleen Bright Arboretum4.711 mi
- Urban Air Trampoline and Adventure Park4.111.8 mi
- Dr Pepper Museum4.415.3 mi
- Waco Mammoth National Monument4.718 mi
- Mayborn Museum Complex4.815.4 mi
- Texas Ranger Hall of Fame & Museum4.715.5 mi
- The Cottonland Castle4.513.3 mi
- Woodway Park4.611.9 mi
- Whitehall Park4.711 mi
- Carleen Bright Arboretum4.711 mi
- Midway Park4.412.1 mi
- The Hewitt Park4.67.2 mi
- Lake Waco Marina & RV Park4.313.9 mi
- North Point Marina4.718.4 mi
- Topgolf Waco4.111.5 mi
- Cottonwood Creek Golf Course4.311.4 mi
- Bear Ridge Golf Club3.69.9 mi
- Richland Mall4.111.7 mi
- Ross Dress for Less4.211 mi
- Marshalls4.311 mi
- Kohl's4.211.1 mi
- Burlington3.911.2 mi
- Waco Regional Airport4.118.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.