The story of this market
The typical home in ZIP 75657 sells for about $245,000, or $138 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 75657 — Jefferson
The housing market in 75657 is characterized by stable, modest price growth and low inventory levels. Demand is driven by local residents and retirees, with limited new construction keeping supply tight. The market remains balanced, reflecting the broader rural East Texas economic trend.
This ZIP is ideal for retirees seeking a historic, quiet environment, and families looking for a slower pace of life in a community-focused setting. It is less suited for those requiring proximity to major metropolitan employment centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 62 days on market with 6.4 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 16.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 75657, Marion County TX
Crime rates in the Jefferson area are generally lower than the national average, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered safer than larger regional urban centers.
Schools serving the area are primarily part of the Jefferson Independent School District, which maintains a focus on community-based education. Performance ratings are generally consistent with rural East Texas standards.
The area faces moderate risks related to severe thunderstorms and occasional high winds. Flood risk is localized to areas near the Big Cypress Bayou and Lake O' the Pines.
Economic momentum is driven by tourism related to the historic district and regional timber and agricultural industries. Infrastructure development is focused on maintaining historic preservation while supporting local commerce.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents traveling to nearby employment hubs like Longview or Marshall via US-59. Public transit options are not available, making personal vehicle ownership essential.
The area is rich in outdoor amenities, including Lake O' the Pines for boating and fishing, and the historic downtown Jefferson district for shopping and dining. Numerous local parks and trails provide access to the East Texas piney woods.
The rental market is characterized by a mix of long-term residential leases and short-term vacation rentals catering to tourists. Vacancy pressure is low due to limited inventory.
The local economy is anchored by tourism, timber, and local government services. It serves as a regional hub for historic preservation and outdoor recreation.
Transportation is dominated by private vehicle use on state highways. There is no significant public transit infrastructure.
Development is largely focused on small-scale residential infill and the maintenance of historic commercial properties.
The Marion County Appraisal District manages property assessments, focusing on market-value appraisals for tax purposes.
Parcels are subject to Jefferson ISD taxes and various county-level special districts for emergency services and water management.
Property insurance premiums are influenced by regional wind and hail risk, with standard coverage available through major carriers.
Texas is a non-judicial foreclosure state, allowing for relatively fast processing of foreclosures under the deed of trust.
Texas law requires sellers to provide a written disclosure notice to buyers regarding the condition of the property.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional reservoir offering fishing, boating, and camping.
Historic district featuring antique shops, restaurants, and museums.
Nearby state park known for its unique bayou ecosystem and trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.