The story of this market
The typical home in ZIP 73644 sells for about $182,500, or $105 per square foot.
Prices are up +15.9% from a year ago, so sellers still have some momentum. Homes take about 111 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $963 a month.
ZIP 73644 — Elk City
The 73644 housing market is characterized by low competition and high vacancy rates, requiring an active management approach for investors. While home prices have seen a year-over-year increase, the structural vacancy issues suggest that the market is not currently a passive investment environment. Figures for specific tax history and utility providers were not available at the ZIP level.
This ZIP is best suited for experienced real estate operators and investors who can manage the higher vacancy risks and operational requirements associated with the local market.
Median prices moved up 15.9% year over year.
Homes spend a median of 111 days on market with 2.6 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 91.7% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 14.0% — a stable, low-distress profile.
ZCTA 73644, Beckham County OK
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Oklahoma) — Ad Valorem Property Tax: Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
The rental market shows a 19% vacancy rate, which is significantly above national norms, suggesting potential pressure on landlords to maintain occupancy.
The local economy is centered around Elk City, with a mix of industries typical of Western Oklahoma; specific major employer data is not currently published for this ZIP.
The landlord climate is rated as friendly, though the area faces elevated risk signals due to high vacancy rates.
Data derived from Repit and Census-based ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.