The story of this market
The typical home in ZIP 65785 sells for about $256,871, or $148 per square foot.
Prices are up +28.4% from a year ago, so sellers still have some momentum. Homes take about 72 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $767 a month.
ZIP 65785 — Stockton
The housing market in 65785 is experiencing steady price appreciation driven by limited inventory and demand for rural, lake-adjacent properties. While sales volume remains modest, the market is stable with a healthy sale-to-list ratio. Note that some specific metrics like active inventory and price cuts are based on current portal listings, while demographic data relies on the most recent ACS 5-year estimates.
This ZIP is well-suited for retirees, outdoor enthusiasts, and families seeking a quiet, low-density rural lifestyle with proximity to recreational water amenities.
Median prices moved up 28.4% year over year.
Homes spend a median of 72 days on market with 5.8 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.3% · poverty 12.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65785, Cedar County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Stockton R-I School District, which provides standard public education for the rural community.
The region is subject to standard Midwestern weather patterns, including potential for severe thunderstorms and wind events; flood risk is localized to low-lying areas near Stockton Lake.
Economic momentum is driven by local agriculture, tourism related to Stockton Lake, and small-scale retail services.
Property taxes are assessed by Cedar County based on local millage rates; no special MUD or PID districts are reported for this ZIP.
Commutes are primarily car-dependent, with residents traveling to nearby regional employment hubs in Springfield or Bolivar.
The area is anchored by Stockton Lake, which offers extensive boating, fishing, and camping opportunities, alongside local parks and community trails.
The rental market is characterized by low inventory and stable demand, primarily serving local workers and seasonal lake visitors.
The economy is primarily supported by agriculture, tourism, and local government services.
No major large-scale commercial or residential developments are currently reported for this ZIP.
Parcels are served by the Stockton R-I School District and local county utility services.
Standard property insurance coverage is available, though premiums may reflect regional exposure to severe weather.
Data retrieved from ZCTA 65785 profile via ZipLocalGuide and Census ACS 5-year estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional reservoir offering boating, fishing, and swimming.
Provides camping, hiking trails, and lake access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.