The story of this market
The typical home in ZIP 65085 sells for about $278,000, or $135 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $596 a month.
ZIP 65085 — Westphalia
The 65085 housing market is characterized by low inventory and stable, modest price growth. While prices have risen, the market remains accessible compared to urban centers, though high vacancy rates suggest limited demand depth. Investors should exercise caution due to the rural nature of the area and limited rental market liquidity.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle who are comfortable with a commute to nearby employment centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 62 days on market with 4.7 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 1.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65085, Osage County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Westphalia area are generally low and stable, consistent with rural Osage County trends and significantly lower than regional urban centers.
The area is served by the Fatima R-III School District, which is generally well-regarded for its small class sizes and community-focused educational environment.
The region faces standard Midwestern climate risks, including severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying areas near the Osage River.
Economic momentum is modest, driven primarily by local agriculture, small-scale manufacturing, and proximity to Jefferson City for broader employment opportunities.
Property taxes are assessed at the county level by Osage County; the rate structure includes standard school district, county, and municipal levies without complex special district overlays.
Commutes are primarily car-dependent, with most residents driving 20-30 minutes to reach employment hubs in Jefferson City.
Local recreation is centered on outdoor activities, including access to nearby fishing, hunting, and community parks within the Westphalia city limits.
The rental market is limited in depth with low turnover; vacancy pressure is moderate, and the market is largely driven by long-term residents rather than short-term rentals.
The local economy is anchored by agriculture and small businesses, with many residents commuting to Jefferson City for government and healthcare sector employment.
Public transit is not available; the area relies entirely on private vehicle transportation via state highways.
There are no major large-scale commercial or residential developments currently approved or under construction in this ZIP.
The Osage County Assessor manages property valuations, typically conducting reassessments on a biennial cycle.
Parcels are subject to standard school district and county tax levies; no significant MUD or PID districts are present.
Property insurance premiums are stable but reflect regional exposure to severe weather, including wind and hail damage.
Missouri is a non-judicial foreclosure state, allowing for relatively efficient trustee sales following proper notice.
Missouri requires sellers to provide a property disclosure statement, though the scope is limited compared to other states.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Canterbury Hill Winery and Restaurant4.215.3 mi
- Strikers4.212.3 mi
- McKay Park4.512.8 mi
- McClung Park4.412.2 mi
- Ellis-Porter Park4.512.3 mi
- Painted Rock Conservation Area4.81.5 mi
- Missouri State Penitentiary4.813 mi
- Museum of Missouri Military History4.710.9 mi
- Missouri State Penitentiary Museum4.712.9 mi
- Missouri State Museum4.713.5 mi
- Community Park4.712.7 mi
- McKay Park4.512.8 mi
- McClung Park4.412.2 mi
- Ellis-Porter Park4.512.3 mi
- Painted Rock Conservation Area4.81.5 mi
- Oak Hills Golf Center4.411.8 mi
- Gerbes4.411.1 mi
- Columbia Regional Airport3.830.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing green space and playground facilities.
Provides regional access for fishing and boating activities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.