LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 65041 sells for about $349,000, or $158 per square foot.

Prices are down 6.46% from a year ago, which gives buyers more room to negotiate. Homes take about 56 days to sell. HUD's fair market rent for a two-bedroom is $816 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 65041 — Hermann

Gasconade County →refreshed Sep 27, 2026next refresh Oct 27, 2026
Market mood · neutral

The 65041 housing market is currently stable, characterized by a median listing price of $349,000 and a moderate pace of sales. While year-over-year listing prices have seen a slight decline, the market remains balanced with a 96.5% sale-to-list ratio. Demand is driven by local residents and those attracted to the area's historic tourism appeal.

Who this ZIP fits

This ZIP is well-suited for families and retirees seeking a quiet, historic small-town lifestyle with strong community ties and a lower cost of living compared to major metros.

Parent geography
Hermann · no city intel reportCole County →Missouri state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 618.7 km²Water area · 10.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$349,000
-6.46% year over year
Divergent · 69.1% from published 2024 series — validation case open, publishes pending verdict
Days on market
56 days
Active listings
45
Listings with price cuts
13%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
59
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
18
Growth/100

Median prices moved down 6.5% year over year.

62
Liquidity/100

Homes spend a median of 56 days on market with 4.2 months of supply — a fast-moving market.

68
Momentum/100

13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 11.6% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$120,000$160,000$200,000$240,000$280,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$900$1,200$1,500$1,800$2,100

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.2%

versus the prior ACS vintage

Population base
5,626

ZCTA 65041, Gasconade County MO

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.6%
Foreign-born residents
33
Naturalized (of foreign-born)
84.8%
Non-citizens (of population)
0.1%
Entered 2010 or later (of foreign-born)
45.5%
World region of birth (foreign-born)
Europe
51.5%
Asia
30.3%
Americas
18.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Hermann area are generally low, reflecting a small-town environment that is significantly safer than larger urban centers in Missouri.

Schools & education

The area is served by the Gasconade County R-I School District, which provides standard public education for the community.

Environmental & hazard

The region is subject to seasonal flood risks near the Missouri River and typical Midwestern severe weather patterns, including wind and storm events.

Growth & development

Economic momentum is driven by the local tourism industry, particularly the historic Hermann wine region, and agricultural sectors.

Taxation

Property taxes are assessed by Gasconade County based on local millage rates, which include funding for school districts and county services.

Transportation & commute

Commuting is primarily car-dependent, with residents traveling to regional employment hubs in the St. Louis or Jefferson City areas.

Recreation & amenities

The area features significant recreational amenities including the historic Hermann downtown district, local wineries, and proximity to the Missouri River for outdoor activities.

Rental market

The rental market is characterized by limited inventory and steady demand, often influenced by the local tourism and hospitality workforce.

Economy & employers

The economy is anchored by tourism, viticulture, and local manufacturing, with a strong emphasis on the hospitality sector.

Transportation & infrastructure

Transportation is primarily via state highways; the area is served by Amtrak's Missouri River Runner line.

Development pipeline

Development is focused on maintaining the historic character of the city while expanding tourism-related infrastructure.

County appraisal district

The Gasconade County Assessor manages property valuations based on biennial assessment cycles.

Special districts

Parcels are subject to Gasconade County R-I School District taxes and local municipal levies.

Insurance & hazard market

Property insurance premiums are influenced by regional flood and wind exposure, typical for the Missouri River valley.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 65041, Gasconade County MO
Population
5,626
Median age
46.9 yrs
Owner-occupancy
77%
Median home value
$206,400
Median gross rent
$750
Median household income
$70,368
Median year built
1976
Vacancy rate
8.5%
Renter share
23%
Owner cost burden
18%
Renter cost burden
32%
Population change
+0.2%
Work-from-home share
8.5%
Mean commute
28.5 min
Bachelor's or higher
22.4%
Unemployment
2.7%
Poverty rate
11.6%
Avg household size
2.3
White
96.5%
Hispanic
1.5%
Other
2%

Data retrieved from data.census.gov ZCTA 65041 profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hermann ElementaryElementary6/10Gasconade County R-IPrimary public school serving the city.
Hermann High SchoolHigh6/10Gasconade County R-IServes the broader Gasconade County area.
School districts
Gasconade County R-IAccreditedThe primary district serving the Hermann area.
Utilities & services
ElectricAmeren MissouriPrimary regional provider.
Natural GasSpireServes the city limits.
InternetBrightspeedPrimary DSL/Fiber provider in the area.
Major employers & industries
Hermann HospitalHealthcareMajor local employer.
Stone Hill WineryTourism/AgricultureSignificant regional employer.
Major amenities · ZIP 65041
Entertainment venues, stadiums & amphitheaters
3 · 20 mi
Family fun & things to do
7 · 13 mi
Museums, galleries & history
3 · 20 mi
Parks, trails & nature
2 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Hermann Historic District
Cultural

A well-preserved 19th-century German heritage district.

Missouri River
Waterfront

Provides access to boating, fishing, and scenic views.

Hermann Wine Trail
Tourism

A collection of local wineries that anchor the regional economy.

On the horizon · announced & under construction
Downtown Revitalization ProjectInfrastructureOngoingContinuous improvements to historic infrastructure and tourism facilities.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.