The story of this market
The typical home in ZIP 64671 sells for about $225,000, or $142 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $683 a month.
ZIP 64671 — Polo
The housing market in 64671 is characterized by low inventory and slow turnover, typical of a rural Missouri community. Prices have seen modest appreciation, but the market remains highly sensitive to interest rates and the limited buyer pool. Figures for specific metrics like months of supply and sale-to-list ratios are estimated based on local market activity reports.
This ZIP code is best suited for families and individuals seeking a quiet, rural lifestyle who are comfortable with longer commutes to regional employment hubs and value lower housing costs over proximity to urban amenities.
Median prices moved up 4.2% year over year.
Homes spend a median of 78 days on market with 8.3 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.7% · poverty 10.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 64671, Missouri
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Polo area are generally low and stable, consistent with rural Caldwell and Ray County trends, and remain significantly below regional urban averages.
Schools serving the area are primarily managed by the Polo R-VII School District, which is characterized by small class sizes and a community-focused educational environment.
The area faces standard Midwestern climate risks, including seasonal severe thunderstorms and occasional tornado activity, with insurance premiums reflecting typical rural Missouri hazard profiles.
Economic momentum is modest and primarily driven by local agriculture, small businesses, and residents commuting to larger employment hubs in the Kansas City metropolitan area.
Property taxes are assessed at the county level by Caldwell and Ray County assessors, with rates determined by local school district and municipal levies; no specific special district surcharges are widely reported.
Residents typically rely on personal vehicles for long-distance commutes to employment centers in the Kansas City metro area, with travel times often exceeding 45-60 minutes.
Recreational opportunities are centered on rural outdoor activities, local parks, and community-based sports, with limited large-scale commercial shopping or entertainment venues within the immediate 3-mile radius.
The rental market is limited in depth, characterized by a small inventory of single-family homes and older apartments, with low turnover and minimal short-term rental presence.
The local economy is anchored by agricultural production and small-scale retail, with most residents participating in the broader Kansas City regional labor market.
Transportation is almost exclusively dependent on private vehicle use via state highways, with no public transit infrastructure serving the area.
There are no major large-scale commercial or residential developments currently approved or under construction within the ZIP code.
Caldwell and Ray County appraisal districts conduct periodic property assessments to determine taxable value based on market trends and local millage rates.
Parcels are subject to local school district taxes, county general funds, and emergency service district levies.
Property insurance remains available but is subject to standard regional adjustments for wind and hail exposure common in Northwest Missouri.
Missouri is a non-judicial foreclosure state, allowing for relatively efficient trustee sales following proper notice periods.
Missouri requires sellers to provide a property disclosure statement, though the scope is generally limited compared to other states.
Data retrieved from US Census Bureau ZCTA 64671 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Excelsior Springs Community Center4.518.2 mi
- Opportunity Cafe and Coffee4.717.1 mi
- Wallace State Park4.711.1 mi
- Watkins Woolen Mill State Park And Historic Site4.715.6 mi
- Far West Temple Site4.98.8 mi
- Jesse James Birthplace4.718.6 mi
- Hawn's Mill4.713.4 mi
- Watkins Mill Visitors Center and Museum4.715.3 mi
- Wallace State Park4.711.1 mi
- Lawson City Park4.511.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.