The story of this market
The typical home in ZIP 64492 sells for about $465,000, or $185 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $956 a month.
ZIP 64492 — Trimble
The market in 64492 is characterized by low inventory and steady demand for rural residential properties, with prices continuing to appreciate moderately. Sales volume remains low due to limited supply, and the area remains a niche market for buyers seeking space and proximity to the Kansas City metro. Figures for months of supply and sale-to-list ratios are based on current active listing data.
This ZIP is best suited for families and individuals seeking a rural lifestyle with large lot sizes while maintaining access to the Kansas City metro area for employment.
Median prices moved up 4.2% year over year.
Homes spend a median of 68 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 64492, Clinton County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the North Platte R-I School District, which generally maintains a rural, community-focused educational environment.
The region is subject to standard Midwestern weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to low-lying areas near Smithville Lake.
Economic momentum is driven by its proximity to the Kansas City metropolitan area, with residential growth focused on rural-suburban expansion and agricultural land conversion.
Property taxes are assessed at the county level in Clinton County, with rates determined by local school district levies and municipal requirements; no specific special district data is currently published for this ZIP.
Residents primarily commute by personal vehicle toward the Kansas City Northland employment hubs, with typical drive times ranging from 30 to 45 minutes.
The area is anchored by proximity to Smithville Lake, which offers extensive boating, fishing, and hiking trails, alongside local community parks in Trimble.
The rental market is limited, consisting primarily of single-family homes with low vacancy pressure and stable, modest rent growth.
The local economy is primarily agricultural, supplemented by residents commuting to the Kansas City metro area for professional and industrial employment.
Transportation is entirely dependent on personal vehicle use, with US Highway 169 serving as the primary corridor for regional access.
Development is characterized by low-density residential growth and the preservation of agricultural land, with no major commercial projects currently reported.
Parcels are subject to North Platte R-I School District levies and standard county-level taxing authorities.
Property insurance premiums are influenced by regional severe weather exposure, with standard coverage available through major national carriers.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional reservoir offering boating, fishing, and extensive parkland.
Local community green space for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.