The story of this market
The typical home in ZIP 64490 sells for about $245,000, or $138 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $960 a month.
ZIP 64490 — Stewartsville
The housing market in 64490 remains stable with low inventory and modest price appreciation consistent with rural Missouri trends. Sales volume is low, reflecting a quiet market where properties typically stay on the market for two months. Demand is driven by local buyers and those seeking affordable rural living within commuting distance of larger cities.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle who are comfortable with a longer commute to major employment hubs.
Median prices moved up 2.1% year over year.
Homes spend a median of 62 days on market with 4.7 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 7.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 64490, Missouri
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the Stewartsville area are generally characterized by small-town district settings with limited extracurricular offerings compared to larger suburban districts.
The area is primarily rural with standard regional risks for severe thunderstorms and occasional wind damage; flood risk is localized to specific creek basins.
Economic momentum is driven by proximity to the St. Joseph and Kansas City labor markets, with limited new commercial development within the ZIP itself.
Property taxes are assessed by the county based on market value; the area is subject to local school district levies and county-wide general fund rates.
Commuters primarily rely on personal vehicles for travel to St. Joseph or the northern Kansas City metro area via I-35 or local state routes.
Recreation is largely centered on rural outdoor activities, local community parks in Stewartsville, and proximity to regional lakes for fishing and boating.
The rental market is limited in depth, consisting primarily of single-family homes with low turnover and minimal institutional investor presence.
The local economy is primarily agricultural and service-based, with most residents commuting to larger employers in St. Joseph or the Kansas City metro area.
Transportation is entirely dependent on private vehicle use via state highways and proximity to I-35.
There are no major large-scale commercial or residential developments currently approved or under construction in this ZIP.
The county appraisal districts assess property values annually based on market sales data.
Parcels are subject to local school district taxes and county-level emergency service and road district levies.
Property insurance premiums are stable but reflect regional exposure to severe weather events common in Northwest Missouri.
Missouri is a non-judicial foreclosure state with relatively short timelines for trustee sales.
Missouri requires sellers to provide a property disclosure statement regarding known material defects.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Fun Run St Joe4.416 mi
- St. Joseph Civic Arena4.218.9 mi
- US 36 Raceway4.68.1 mi
- First Ward House4.518.7 mi
- Missouri Theater4.818.6 mi
- Windy Wine Co4.83.9 mi
- Glore Psychiatric Museum4.716.4 mi
- Pony Express Museum4.718.5 mi
- inspireU Children's Discovery Center4.818.8 mi
- Jesse James Home and Museum4.518.3 mi
- St. Joe Harley-Davidson4.615.7 mi
- Gower City Park4.611 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing basic recreational space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.