The story of this market
The typical home in ZIP 64485 sells for about $245,000, or $148 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $852 a month.
ZIP 64485 — Savannah
The housing market in 64485 remains stable with steady demand for single-family homes, driven by local families and commuters. Inventory remains tight, which continues to support modest price appreciation despite broader national economic headwinds. Figures for specific metrics like months of supply and price cuts are based on current local listing data.
This ZIP is ideal for families and commuters seeking a quiet, small-town environment with affordable housing options and easy access to the larger St. Joseph employment market.
Median prices moved up 3.2% year over year.
Homes spend a median of 42 days on market with 3.8 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.2% · poverty 4.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 64485, Andrew County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Savannah area are generally low and remain stable, consistently ranking below state and national averages for violent and property crime.
The area is served by the Savannah R-III School District, which is generally regarded as a stable, community-focused district with satisfactory performance ratings.
The region faces moderate risks from severe thunderstorms and occasional high winds, with standard flood insurance requirements for properties located in designated floodplain areas.
Economic momentum is driven by proximity to the St. Joseph and Kansas City employment hubs, with steady residential development and local agricultural support services.
Property taxes are assessed by Andrew County based on local millage rates that fund school districts, county services, and special road districts; no state-level property tax is levied.
Residents primarily commute by car to St. Joseph, which is approximately 15-20 minutes away, with limited public transit options available.
The area features local parks, community sports fields, and proximity to regional outdoor recreation areas, with basic retail and dining concentrated in the Savannah city center.
The rental market is characterized by low vacancy rates and steady demand, with limited inventory of multi-family units and a small presence of short-term rentals.
The local economy is anchored by the Savannah R-III School District, local government, and agricultural support industries, with many residents employed in the nearby St. Joseph metro area.
Transportation is heavily reliant on personal vehicles, with U.S. Route 71 serving as the primary corridor for regional travel.
Development is focused on modest residential growth and infrastructure improvements to support the expanding population in the Savannah area.
The Andrew County Assessor maintains property valuations based on biennial reassessment cycles to ensure equitable tax distribution.
Parcels are subject to school district taxes, county general funds, and specific road and bridge district levies.
Property insurance premiums are stable, though homeowners should account for standard regional coverage for wind and hail damage.
Missouri is a non-judicial foreclosure state, allowing for relatively efficient processing of defaults through a trustee sale process.
Missouri requires sellers to provide a property disclosure statement detailing known material defects, though the state is generally considered 'caveat emptor'.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features walking trails, playgrounds, and picnic areas.
Local historical exhibits and community archives.
Local 9-hole course serving the community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.