The story of this market
The typical home in ZIP 64465 sells for about $230,000, or $145 per square foot.
Prices are up +2.2% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $857 a month.
ZIP 64465 — Lathrop
The Lathrop housing market remains stable with low inventory and consistent demand from buyers seeking a small-town environment. Prices have seen modest year-over-year growth, supported by the area's appeal to commuters. Some data points, such as specific price-cut percentages, are estimated based on regional trends as exact ZIP-level figures were not explicitly published in the provided sources.
This ZIP is ideal for families and commuters seeking a small-town lifestyle with access to Kansas City, offering larger lot sizes and a quieter pace of life.
Median prices moved up 2.2% year over year.
Homes spend a median of 52 days on market with 3.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 11.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 64465, Missouri
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Lathrop remain low relative to the broader Kansas City metropolitan area, with property crime being the primary reported concern.
The area is served by the Lathrop R-II School District, which is generally characterized as a stable, community-focused district with moderate performance ratings.
The region faces standard Midwestern risks, including seasonal severe thunderstorms and tornado activity; flood risk is localized to specific low-lying areas near regional creeks.
Economic momentum is driven by its proximity to the Kansas City Northland employment corridor, with residential development focused on single-family expansion.
Property taxes are assessed at the county level based on market value, with additional levies for school districts and local municipal services.
Commuters primarily utilize Highway 116 and Highway 69 to access the Kansas City metropolitan employment core, with average drive times ranging from 35 to 45 minutes.
Local amenities include Lathrop City Park and proximity to regional fishing and outdoor recreation areas, with limited retail and dining options within the immediate ZIP.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family options available.
The local economy is primarily supported by agriculture, local retail, and the service sector, with many residents commuting to the Kansas City metro area for employment.
Transportation is heavily reliant on personal vehicles, with no significant public transit infrastructure serving the area.
Development is focused on small-scale residential subdivisions and infrastructure maintenance to accommodate modest population growth.
The Clinton County Assessor manages property valuations, with assessments conducted on a biennial cycle.
Parcels are subject to Lathrop R-II School District taxes and various county-level service district levies.
Property insurance premiums are influenced by regional severe weather risks, including wind and hail exposure.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Central community park with playground and picnic facilities.
Annual regional event that draws visitors to the downtown area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.