The story of this market
The typical home in ZIP 64402 sells for about $92,132, or $78 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $556 a month.
ZIP 64402 — Albany
The housing market in 64402 is characterized by low inventory and stable, modest price growth consistent with a rural Missouri community. Market activity remains slow with limited sales volume, reflecting a steady demand from local buyers rather than speculative investment.
This ZIP is best suited for families and individuals seeking an affordable, quiet, small-town lifestyle in a rural county seat setting.
Median prices moved up 2.1% year over year.
Homes spend a median of 112 days on market with 6.2 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.8% · poverty 15.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 64402, Gentry County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Albany are generally low and consistent with rural Gentry County trends, remaining well below state and national averages.
The area is served by the Albany R-III School District, which provides standard public education for the local community.
The region faces typical Midwestern weather risks, including severe thunderstorms and occasional tornado activity; flood risk is generally low outside of immediate creek basins.
Economic momentum is driven by local agriculture, government services at the county seat, and small-scale retail, with limited large-scale industrial development.
Property taxes are assessed by Gentry County based on local millage rates that fund the school district, county operations, and municipal services.
Commutes are primarily local within Gentry County, with longer drives required for access to larger employment hubs like St. Joseph or Kansas City.
Local amenities include the Gentry County Courthouse square, local parks, and proximity to rural outdoor activities like fishing and hunting.
The rental market is limited in depth, consisting primarily of single-family homes with low turnover and stable, modest rent growth.
The economy is anchored by the public sector, agricultural support services, and local retail businesses serving the surrounding rural area.
Transportation is heavily reliant on personal vehicles, with access provided by state highways connecting to regional corridors.
There are no major large-scale commercial or residential developments currently under construction in the ZIP.
The Gentry County Assessor manages property valuations for tax purposes, following Missouri state assessment guidelines.
Parcels are subject to school district taxes and county-level levies for emergency services and road maintenance.
Property insurance premiums are influenced by regional exposure to severe weather, though generally lower than urban centers.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
The historic center of the county seat.
Provides local green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.