The story of this market
The typical home in ZIP 59349 sells for about $225,000, or $118 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 142 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $596 a month.
ZIP 59349 — Terry
The housing market in 59349 is characterized by low inventory and very low sales volume, typical of a rural Montana market. Prices have seen modest appreciation, driven by limited supply rather than high demand. The market remains stable with little speculative activity.
This ZIP is best suited for those seeking a rural lifestyle, agricultural opportunities, or affordable small-town living in Eastern Montana.
Median prices moved up 4.2% year over year.
Homes spend a median of 142 days on market with 12.0 months of supply — a slower-moving market.
8% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.1% · poverty 15.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 59349, Montana
Schools in this rural area are served by the Terry K-12 School District, which provides localized education for a small student population.
The area is subject to standard rural Montana wildfire risks and occasional severe weather events; insurance availability is typical for the region.
Economic momentum is driven primarily by agriculture and local services, with limited large-scale industrial development.
Property taxes are assessed at the county level in Prairie County based on state-mandated appraisal cycles; there are no local MUD or PID districts.
Commutes are primarily local or involve travel to nearby regional hubs; public transit is not available.
Recreation is centered on outdoor activities including hunting, fishing, and access to the Yellowstone River; local parks are maintained by the town of Terry.
The rental market is very thin with limited inventory and low turnover, primarily serving local workers.
The economy is heavily reliant on agriculture, ranching, and local government services.
Transportation is dominated by private vehicle use via highway corridors; no public transit infrastructure exists.
No major commercial or residential developments are currently in the pipeline.
Prairie County assesses property values based on state-wide agricultural and residential valuation standards.
Parcels are served by the Terry K-12 School District and local county fire/emergency services.
Property insurance premiums are influenced by regional wildfire risk and the rural nature of the geography.
Net domestic migration is stable with low population turnover.
Montana is a non-judicial foreclosure state with specific notice and redemption periods.
Sellers are required to provide a property disclosure statement regarding known material defects.
Data retrieved from data.census.gov for ZCTA 59349.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Notable for unique geological formations and hiking.
Provides local access for fishing and boating.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.