The story of this market
The typical home in ZIP 52170 sells for about $345,000, or $213 per square foot.
Prices are down 6.2% from a year ago, which gives buyers more room to negotiate. Homes take about 79 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 52170 — Waterville
The housing market in 52170 is characterized by low inventory and slow turnover, typical of rural Iowa markets. Prices remain stable, with demand driven by local buyers seeking land and single-family homes. Market data is aggregated from county-level trends due to the small population size of the ZIP code.
This ZIP is best suited for those seeking rural living, outdoor enthusiasts, and individuals looking for larger land parcels at a lower price point than urban centers.
Median prices moved down 6.2% year over year.
Homes spend a median of 79 days on market with 9.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 9.2% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 52170, Allamakee County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are part of the Allamakee Community School District, which provides rural education services for the region.
The area is subject to standard Midwestern weather risks, including seasonal flooding near river corridors and severe wind events.
Economic momentum is driven by agricultural and small-town service sectors, with limited new residential development occurring in the immediate vicinity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commuting is primarily car-dependent, with residents traveling to nearby employment hubs like Waukon or regional centers in Northeast Iowa.
The area offers significant outdoor recreation opportunities, including access to the Mississippi River valley, local parks, and rural trails.
The rental market is limited in depth, with low inventory and primarily long-term residential leasing.
The local economy is anchored by agriculture, manufacturing, and small-scale retail services.
Transportation is entirely reliant on private vehicles, with no public transit infrastructure available.
Development is largely focused on small-scale residential projects in neighboring Waukon.
The Allamakee County Assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to Allamakee Community School District taxes and county-level levies.
Property insurance premiums are influenced by regional weather risks and the rural nature of the housing stock.
Iowa is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Iowa law requires sellers to provide a written disclosure statement regarding the condition of the property.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- The Barn Restaurant4.612.3 mi
- Leisure Time Sports Bar, Grill & Bowl4.316.1 mi
- Effigy Mounds National Monument4.711.3 mi
- Yellow River State Forest - Paint Creek Unit4.84.9 mi
- Driftless Area Education & Visitors Center4.99.9 mi
- Mount Hosmer Park4.810.6 mi
- Waukon City Park4.68.7 mi
- Villa Louis Historic Site4.714 mi
- Effigy Mounds National Monument Visitor Center4.711.3 mi
- Driftless Area Education & Visitors Center4.99.9 mi
- Fort Crawford Museum4.615 mi
- Skin Gallery Tattoo & Body Piercing4.916.5 mi
- Effigy Mounds National Monument4.711.3 mi
- Yellow River State Forest - Paint Creek Unit4.84.9 mi
- Mount Hosmer Park4.810.6 mi
- Waukon City Park4.68.7 mi
- S&S Houseboat Rentals4.910.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Large state forest offering hiking, camping, and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.