The story of this market
The typical home in ZIP 52165 sells for about $185,000, or $112 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $655 a month.
ZIP 52165 — Ridgeway
The housing market in 52165 remains stable with low inventory and modest price appreciation. Demand is driven by local employment and affordability, though limited new construction keeps the market tight. Figures for specific metrics like months of supply and price cuts are based on regional trends as ZIP-level data is limited.
This ZIP is best suited for families and individuals seeking an affordable, small-town lifestyle with a low cost of living and a tight-knit community atmosphere.
Median prices moved up 2.4% year over year.
Homes spend a median of 68 days on market with 4.6 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.6% · poverty 2.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 52165, Iowa
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Postville remain low and are generally consistent with rural Iowa trends, with property crime being the most frequently reported incident type.
The area is served by the Postville Community School District, which provides a small-town educational environment with a focus on community integration.
The region faces moderate risks from severe thunderstorms and winter weather, with standard flood risks associated with local drainage areas.
The local economy is anchored by agricultural processing and small-scale manufacturing, with limited new large-scale infrastructure development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commuting is primarily car-dependent, with residents typically driving to nearby regional employment hubs in Decorah or Waukon.
Local recreation includes access to small community parks and proximity to the scenic Driftless Area, offering opportunities for outdoor activities like hiking and fishing.
The rental market is characterized by limited inventory and steady demand, primarily serving local workers and families.
The economy is heavily reliant on the agricultural sector, including food processing facilities that serve as major local employers.
Transportation is dominated by private vehicle use, with no significant public transit infrastructure serving the area.
There are no major large-scale commercial or residential developments currently approved or under construction in the ZIP.
The county appraisal districts utilize standard mass-appraisal techniques based on annual market value assessments.
Parcels are subject to local school district taxes and county-level levies for emergency services and infrastructure.
Property insurance premiums are generally stable, though coverage for wind and hail damage is a standard consideration for homeowners.
Iowa has experienced modest net domestic migration, with rural areas like Postville seeing stable population levels.
Iowa is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a written disclosure statement regarding the condition of the property at the time of sale.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Central community green space for local gatherings and recreation.
Regional landscape known for unique topography and outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.