The story of this market
The typical home in ZIP 52132 sells for about $212,700, or $125 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $775 a month.
ZIP 52132 — Calmar
The housing market in 52132 is characterized by low inventory and steady, modest price appreciation. Demand remains consistent, driven by local employment and the area's affordability, though the small market size leads to limited transaction volume.
This ZIP is ideal for families and individuals seeking a quiet, rural lifestyle with a strong sense of community and affordable housing options.
Median prices moved up 3.2% year over year.
Homes spend a median of 112 days on market with 6.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.3% · poverty 8.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 52132, Winneshiek County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Calmar area are generally low, consistent with rural Winneshiek County trends and significantly below national averages.
The area is served by the South Winneshiek Community School District, which maintains a solid reputation for academic performance and small class sizes.
The region faces standard Midwestern risks including severe thunderstorms and occasional flooding near local waterways, with insurance premiums remaining stable.
Economic momentum is driven by local agricultural support, education, and small-scale manufacturing, with steady but modest infrastructure investment.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily car-dependent, with residents traveling to nearby employment hubs like Decorah or regional agricultural centers.
The area features access to local parks, the Turkey River for outdoor activities, and proximity to regional trails and community golf facilities.
The rental market is characterized by low inventory and steady demand from students and local workers, with limited short-term rental presence.
The economy is anchored by education, agriculture, and local government services, with a stable employment base.
Transportation is dominated by private vehicle use, with limited public transit options available in this rural setting.
Development is focused on small-scale residential infill and community-led improvement projects.
Winneshiek County Assessor manages property valuations with a focus on equitable assessment across rural and residential parcels.
Parcels are subject to school district levies and county-wide utility and emergency service district taxes.
Property insurance remains accessible, though premiums are influenced by regional weather-related risk factors.
Net domestic migration is stable, with a balance between local growth and regional mobility.
Iowa is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a comprehensive property disclosure statement regarding the condition of the home.
Data retrieved from US Census Bureau ZCTA 52132 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local green space and recreational facilities for residents.
Offers fishing and scenic outdoor access near the community.
Major regional anchor providing vocational and academic programs.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.