The story of this market
The typical home in ZIP 47017 sells for about $289,900, or $186 per square foot.
Prices are up +6.23% from a year ago, so sellers still have some momentum. Homes take about 40 days to sell. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 47017 — Cross Plains
The housing market in 47017 shows steady growth with a median price of $289,900 and a year-over-year increase of 6.23%. Low inventory levels and a short median time on market suggest a competitive environment for buyers despite the rural location. Market activity remains stable as demand continues to outpace the limited supply of available homes.
This ZIP is best suited for families and individuals seeking a rural lifestyle with manageable access to regional employment centers.
Median prices moved up 6.2% year over year.
Homes spend a median of 40 days on market with 0.8 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 7.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 47017
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by local rural school districts with limited public performance data available.
The region is subject to standard Midwestern weather patterns, including seasonal storm risks and localized flood zones near water bodies.
Economic momentum is driven by proximity to the Cincinnati metro area, with local development focused on residential expansion and small-scale commercial services.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Residents primarily rely on personal vehicles for commutes, with access to regional highways providing connections to employment hubs in the Cincinnati metropolitan area.
The area features access to rural outdoor spaces, local parks, and proximity to regional waterways for fishing and boating.
The rental market is characterized by low inventory and steady demand, primarily driven by local workforce needs.
The local economy is supported by a mix of agriculture, small business, and service-sector employment, with many residents commuting to larger nearby cities.
Transportation is primarily highway-based, with limited public transit options available in this rural geography.
Development is currently focused on low-density residential projects and infrastructure maintenance.
The county appraisal district conducts annual assessments to determine property values for tax purposes.
Parcels are subject to local school district taxes and county-level administrative levies.
Property insurance premiums are influenced by regional weather risks and the rural nature of the housing stock.
Indiana is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a standard residential real estate disclosure form detailing the condition of the property.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides community green space and outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.