The story of this market
The typical home in ZIP 46124 sells for about $277,450, or $156 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 46124 — Edinburgh
The housing market in 46124 remains stable with a median price of $277,450, reflecting steady demand for affordable suburban housing. Inventory remains tight with only 26 active listings, which continues to support modest year-over-year price appreciation. Market conditions are driven by the area's affordability relative to the broader Indianapolis metro region.
This ZIP is well-suited for budget-conscious family buyers and commuters seeking a small-town lifestyle within reach of the Indianapolis metro area.
Median prices moved up 3.2% year over year.
Homes spend a median of 48 days on market with 3.4 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.6% · poverty 10.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 46124
Crime rates in Edinburgh are generally consistent with regional averages for small Indiana towns, with property crime being the primary concern.
Schools serving the area are primarily part of the Edinburgh Community School Corporation, which maintains a small-town educational environment.
The area is subject to standard Midwestern weather risks, including seasonal thunderstorms and occasional flood risks near the Blue River.
Economic momentum is driven by the Edinburgh Premium Outlets and proximity to industrial parks in the Indianapolis metro fringe.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Commuters primarily utilize I-65 for access to the Indianapolis employment core, with typical drive times ranging from 35 to 45 minutes.
Local amenities include the Edinburgh Aquatic Center, nearby golf courses, and the extensive shopping options at the local outlet mall.
The rental market is characterized by steady demand from local workers and families, with limited new multi-family inventory.
The local economy is anchored by retail, manufacturing, and logistics, benefiting from direct access to the I-65 corridor.
Transportation is heavily reliant on personal vehicles, with I-65 serving as the primary artery for regional connectivity.
Development is focused on maintaining the small-town character while accommodating modest residential growth on the town periphery.
Assessments are managed by the respective county assessors, following Indiana's market-value-in-use system.
Parcels are subject to local school district taxes and municipal utility service fees.
Property insurance premiums are stable, reflecting the area's moderate risk profile for natural disasters.
Net domestic migration to Indiana remains positive, with suburban areas like Edinburgh attracting residents from the urban core.
Indiana is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a standard residential real estate disclosure form covering known property defects.
Data retrieved from census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional outlet shopping destination.
Public community pool and recreation facility.
Local waterway providing fishing and outdoor access.
Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).